The danger to an Insured when they ignore known risks

The danger to an Insured when they ignore known risks

While carrying out training earlier this week, I was approached by a concerned underwriter who explained that one of their senior risk surveyors had carried out a risk survey on a high rise building and they identified that the fixing mechanisms to hold the cladding in place were deteriorating and there was a real chance that pieces, or whole sections, of the cladding could fall, […]

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Blog Question: Can I have your thoughts on the AirBNB guarantee

Blog Question: Can I have your thoughts on the AirBNB guarantee

Good day Allan, Thanks so much for looking into his for me. https://www.airbnb.co.nz/terms/host_guarantee See attached and the link above for more information. I am interested in finding out more about the annual aggregate on the liability ‘policy’ also. Apparently this is $10,000,000 and once this is used up there is no money in the pot for further claims from airBnB hosts.   Thanks, Kate [surname […]

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Even the Government doesn’t fully understand insurance

Even the Government doesn’t fully understand insurance

On the business.gov.au website under a section looking at Market Stall‘s, they describe public liability insurance as the following: “Public liability insurance protects you against claims for property damage and bodily injury such as a product you’ve sold negligently causing a fire.” [Source: business.gov.au] As anyone in the insurance industry knows, this is not public liability but product liability. Thank you Kay Jackson from Simplex […]

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Serious amounts of lead in some Hashmi eyeliners.

Serious amounts of lead in some Hashmi eyeliners.

I often ask you to keep your eye out for our warnings on recalled products. This one I want you to keep your eyes well away from. The NSW Health Department uncovered the issue when 3 children from the same family became sick. On testing two eyeliners, namely Hashmi Surmi Special and Hashmi Kohl Aswad, it was found they were a staggering 84 per cent […]

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Lord Atkin Exhibition – Supreme Court of Queensland

Lord Atkin Exhibition – Supreme Court of Queensland

Lord Atkin, the Chief Justice of the House of Lords is famed for his decision in Donoghue v Stevenson [1932] UKHL 100, regarded by many as the most important case in the 800 years of the common law. Not many people are aware, including Steve Manning and I until we started our research for our book on the case and its impact on society and general […]

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Driver-less car technology fails a pedestrian. Lessons still to be learned.

Driver-less car technology fails a pedestrian. Lessons still to be learned.

While visiting my daughter in Phoenix, Arizona at the start of the year I saw a number of driver-less Uber vehicles driving around the University of Arizona campus in Tempe (a suburb of Phoenix). At that stage, all the vehicles had a driver and you could opt to have the car drive itself or have the driver drive it. Having borrowed my daughter’s car I […]

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Yet another recall: this one should not be ignored!

It is estimated that around 80,700 pool fence latches sold through Bunnings Warehouse stores across Australia have had to be recalled. This is following an investigation which found that they do not comply with the required Australian Safety Standard. With young lives at risk, this is clearly a very serious safety issue, and so I join the request that any and all owners and residents of properties with pools […]

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Blog Question: Territorial Limits under a Combined General Liability (CGL) policy

I received this question overnight. ——————————————- Hi Allan I follow you on LinkedIn and find your articles very informative and whilst I’ve never had to ask you a specific question I’m hoping you may be able to shed some light on the following. I have a client who imports Underground Conveyor Chain Equipment used in Underground Coal Mines from the USA and my concern is […]

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Product Recalls Australia – 13 September 2017

This week’s product recalls include the following: FCA Australia Pty Ltd — 2011-2015 (JC) Dodge Journey and 2011-2015 (JF) Fiat Freemont 12 SEP 2017 FCA Australia Pty Ltd — 2011-2014 (LX) Chrysler 300 and 2012-2014 (WK) Jeep Grand Cherokee 12 SEP 2017 BRP US Inc — Selected Evinrude® E-TEC® G2 150-300 HP Outboard Engines 12 SEP 2017 BMW Group Australia Ltd — BMW E70 X5 […]

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Product Safety Recalls 23/05/2017

The latest product safety recalls include the following: 22 MAY 2017 Suncool Furniture Pty Ltd t/as E Cheap Furniture — Sweet Heart Wooden “3 in 1” Convertible Baby Cot Toddler Bed 22 MAY 2017 Ateco Automotive Pty Ltd — Maserati Levante (M161) MY17 (Diesel) motor vehicles 19 MAY 2017 Maccess Pty Ltd t/as Always Direct — 3 in1 Wooden Baby Cot Crib Toddler Bed Pine […]

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