Section 54 of the Insurance Contracts Act and its relevance to new US and UK ban

“New provisions from the UK government means that those travelling to the UK on a flight originating from any country on the banned list will not be permitted to bring personal electronic devices (PEDs) larger than 16cm in length, 9.3cm in width and 1.5cm in depth (or thickness) into the cabin, needing to place these items in their checked luggage instead. The US does not give specifications for the PEDs […]

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What happens when the V8 super cars knock on your door?

Dear Prof. Manning, I find myself in a difficult situation and have not been able to get any clear guidance, except to contact you. I’ll try and keep it short mainly because I am now thoroughly confused and overwhelmed. We live in Newcastle, our home is an 1890’s Terrace listed on the State Heritage Register. We have the V8 Supercar Race touted to be heading […]

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A ‘Claytons’ Insurance Policy

Many of you will remember the old advertisement which stated Claytons is the drink you have when you’re not having a drink. It would appear that some of the motor vehicle hire insurance contracts are the insurance contract you think you have when you don’t have any at all. This sort of thing certainly goes against the ‘Make Insurance Great Again’ Campaign I am working […]

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Government Price Comparison – My thoughts

I write as someone who has been handling insurance claims for over 45 years and from that perspective I think the whole idea is flawed. For most of us in the Australian economy, our home is our most important asset, after that comes our motor vehicles. We invest 10’s of thousands of dollars into these assets, often with a home loan or other forms of […]

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5 reasons why landlords should insist their residential tenants have contents insurance

Lately there has been a spate of house fires around Australia where the tenant has been uninsured. Having been doing claims for over 45 years now, I have witnessed countless times the devastating effect that not being insured has on someone. When landlords lease out their commercial premises it is standard practice to at least have the tenant hold public liability insurance. This is a […]

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Comparisons now available at PolicyComparison New Zealand

Comparisons now available at PolicyComparison As a service to our valued subscribers, we list below the policy comparisons that have been added to New Zealand’s premier policy comparison website in the last month. You can now view these comparisons at www.PolicyComparison.com. Lumley General – NZ Machinery Breakdown Policy – LUM1074-1_1215 Lumley General – NZ Licensed Building Practitioners (LBP) Professional Indemnity Employees Protection Liability – LUM1532-1_1215 […]

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Blog Question – Fixtures and Fittings

The following was a question received 18th January 2016. “A typical business contents policy includes cover for fixtures and fittings, where the insured is a tenant: a) landlords fixtures and fittings when the tenant is liable under a lease agreement; and b)tenant’s fixtures and fittings installed for his use. However most policies do not define what is meant by fixtures and fittings.  What do you […]

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