2 alternative approaches to the ever increasing risk to us all by people by distracted while driving

2 alternative approaches to the ever increasing risk to us all by people by distracted while driving

As regular readers of my blog know I have been crusading for a while regarding texting and general use on mobile phones while driving. It needs to be addressed in view of the huge amount of needless accidents causing loss of life, serious injury and property damage. I applaud those insurers that are making it a blanket exclusion under motor vehicle policies and I see […]

Read Me

Storm chaos in Melbourne – timely reminder of the dangers of flooded roads

Storm chaos in Melbourne – timely reminder of the dangers of flooded roads

News.com.au reported on Friday that Melbourne was expecting a months worth of rain in one day. All across the state we saw cars stranded by flood waters as a result of the heavy downpour. And more is on the way according to the bureau. “The SES had more than 720 callouts in 24 hours since Friday 9am. Richmond, Darley, Werribee, Bacchus Marsh and Hawthorn were the […]

Read Me

2 observations while travelling in North America

2 observations while travelling in North America

This morning watching the morning news over breakfast I saw the article about the chap who was towing a boat with a mobility scooter after his driver’s licence was cancelled. I knew about this a couple of weeks ago as it was the only news item about anything Australian that I heard about Australia during my trip to North America. It made you feel so […]

Read Me

Is it time there was a mandatory jail sentence for those that hit and run

Is it time there was a mandatory jail sentence for those that hit and run

Just about every time I hear the news of late there has been another hit and run. Part of this, I am sure is linked to one or more of the following: Unlicenced driver, Unregistered vehicle; Drink Driving; Driving while under the influence of drugs; Stolen Car; Texting while driving; Street racing; and or other illegal activities Whether or not this is the case, to […]

Read Me

Making sure you make your monthly car insurance payments

Making sure you make your monthly car insurance payments

A matter has been brought to us by a broker whose daughter purchased motor insurance on a month by month basis. It appears she did not use her dad but purchased it through what appears to be an authorised representative of the insurer. I could stand corrected on this as it is only early days. Anyway, on the day the monthly payment was meant to […]

Read Me

If you cannot trust the police who can you trust

If you cannot trust the police who can you trust

I have written a lot of late about the loss of trust the public have in government, look at the farce of last week’s change of Prime Minister, big business, rip off trades people, solicitors involved in motor scams, etc. Of course, Insurance is wrapped up in this as well with the Royal Commission and some questionable actions by some in the industry. I do […]

Read Me

Beware the hire car scam

Beware the hire car scam

I received the following email from a broker this morning; Hi Allan,        Hope your well and keep the blogs coming. I thought this may be something that you may find interesting.   Please find attached a notice of Intention to sue that was sent to my friend. I think there maybe something wrong with the whole situation. To put you in the picture my friend […]

Read Me

Blog Question Comment: Police not assisting in advising vehicle owner’s details

Blog Question Comment: Police not assisting in advising vehicle owner’s details

In response to my post about making sure it is safe to exchange details with the third party in a motor vehicle accident, I received the following comment. Hi Allan, Further to your latest article regarding the car jacking and obtaining TP [third party] details through the Police. We have found that within South Australia this is a lot harder than what it must be […]

Read Me

Compulsory Third Party Insurance Explained

Compulsory Third Party Insurance Explained

When the statistics came out showing just how few people understood Compulsory Third Party Insurance, it created quite a discussion with several of my longest standing friends. Within LMI, there are a number of our staff who have been involved in motor vehicle accidents where the third party had no insurance at all. The worst was an overseas student, who had borrowed a friend’s car, […]

Read Me

Driver-less car technology fails a pedestrian. Lessons still to be learned.

Driver-less car technology fails a pedestrian. Lessons still to be learned.

While visiting my daughter in Phoenix, Arizona at the start of the year I saw a number of driver-less Uber vehicles driving around the University of Arizona campus in Tempe (a suburb of Phoenix). At that stage, all the vehicles had a driver and you could opt to have the car drive itself or have the driver drive it. Having borrowed my daughter’s car I […]

Read Me