Sad death of stonemason from silicosis highlights a risk for those using labour hire

Sad death of stonemason from silicosis highlights a risk for those using labour hire

It was reported yesterday that Mr White, a stonemason working on the Gold Coast, passed away from silicosis. In a separate report, his brother has also been diagnosed with the same deadly disease. Under Australia WorkCover legislation all workers are covered through their employers workers’ compensation insurance. As such, employers are somewhat protected. There is a serious problem however where the organisation under which the […]

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The risk that irresponsible drone users pose on the rest of us

The risk that irresponsible drone users pose on the rest of us

Over the busy holiday period we saw that tens of thousands of people were inconvenienced and no doubt airlines and the airport lost significant sums of money (the cynic in me suggests that big business losing money is more important to government than an inconvenienced public) all due to some yet to be identified individuals flying a drone over or near the airport. It is […]

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Humbled at the Midway Club

Humbled at the Midway Club

It was a most interesting day for me at the Midway Club today. The Club was founded by senior insurance personnel who had moved from interstate as a way of welcoming them and their wives to Melbourne. As a rough around the edges Brisbane boy who had gone to a public school, I was a little worried when I was transferred to Melbourne to take […]

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A blog question on public liability leads to 3 issues around leases.

A blog question on public liability leads to 3 issues around leases.

A broker contacted me following a concerned client of hers who had been joined in an action where someone had fallen over a step in a commercial body corporate complex. The broker was not aware of the client owning a commercial strata in the complex. The Strata insurer was prepared to defend the body corporate but not the individual unit holder. When I was approached […]

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Blog Question: Territorial Limits under a Combined General Liability (CGL) policy

I received this question overnight. ——————————————- Hi Allan I follow you on LinkedIn and find your articles very informative and whilst I’ve never had to ask you a specific question I’m hoping you may be able to shed some light on the following. I have a client who imports Underground Conveyor Chain Equipment used in Underground Coal Mines from the USA and my concern is […]

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Are fines imposed on SME’s for data breaches fair?

As from 23rd February 2018 legislation now requires that Australian businesses report data breaches. I have heard that there have already been an average of 10 notifications a week but this figure was on social media and I have not been able to verify the number. I appreciate that we all have a duty to protect the personal data of our customers and employees but I […]

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Interesting Blog Question on relying on a home policy for liability borne out of a contract.

I received the following question from one of the brokers I admire most when it comes to technical knowledge and commitment to the insurance industry and his clients. It is one of the few occasions I can recall taking a different view. Here is the issue: There is a clause that is an exclusion in a Householder’s policy Liability section, which I think is being […]

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New look to celebrate 5 years of blogging

This month sees the 5th anniversary of this blog with now over 850 articles published. I would like to thank all the readers and particularly those that share the articles and/or pose questions and comments. It remains a privilege to share my thoughts, research and knowledge with such a wide and diverse audience. Two things stand out. First is just how much I have learned […]

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My concern on the risk to Australian businesses on the import of asbestos products grows

Following my post last week, I had several people write to me and I conducted my own additional research. Thanks to Brokers Ron and Gary and Gary’s client for their contribution. It appears that the governments in both India and China do not recognise chrysotile (white asbestos) as being harmful, so in those countries only products containing amosite (brown asbestos) or crocidolite (blue asbestos) are classified as […]

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Lessons learned from a fire in Brisbane – Part 3

Continuing from Part 2 that I posted about yesterday following a fire in Paddington, I touched on the issue of the modern construction technique of using foam paneling over a timber or steel frame. There is no building regulations which, to my mind, cover the adequate waterproof sealing of joints particularly in the case of internal corners on a building. I believe that without using the […]

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