Lessons learned by a fire in my home Christmas 2018

Lessons learned by a fire in my home Christmas 2018

A Christmas to remember. After helping people through home and business fires for nearly 48 years, ‘it did happen to me’, at around 10:30pm Christmas night. After only about 1 1/2 hours sleep that night I posted a quick note on Facebook with a few photos. The response I received was a complete surprise. There were a few common themes. The first which was only […]

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A quick summary of the outcomes from the ACCC – Northern Australia Insurance Inquiry – Interim report

A quick summary of the outcomes from the ACCC – Northern Australia Insurance Inquiry – Interim report

Here is a quick overview of the latest report.   Focus areas Focus area 1: Measures to further improve insurance affordability and availability Focus area 2: Detailed case studies on sub-regions in northern Australia Focus area 3: Examination of premium adjustments Focus area 4: Identify and investigate barriers to expansion (or re-entry) Focus area 5: Understanding non-insurance and how it may be addressed   Recommendations […]

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Christmas Tree Fires – check your lights and have a water reservoir for your tree if it is real

Christmas Tree Fires – check your lights and have a water reservoir for your tree if it is real

I was out at Bunnings over the weekend and saw the local Scout Troop selling harvested Christmas Trees. Over the many years of my career, I have seen fires in Christmas trees both real and artificial. A fire is heart breaking at any time, but when the tree has all the presents beneath it and the fire starts it is even worse than ever. Faulty […]

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How could the NSW Government get it so wrong on the removal of the Emergency Services Levy (TAX)?

How could the NSW Government get it so wrong on the removal of the Emergency Services Levy (TAX)?

I read the article in insuranceNEWS in which it was reported that the NSW parliamentary Legal Affairs Committee, which held an inquiry to consider the impact of the abandoned reform, “found the NSW Government’s failed implementation of [the reform] was a poor public policy decision, undertaken without adequate understanding of the complexities of the issue or the impacts of the proposed reforms.” What beggars belief is that […]

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Blog milestone and the importance of a good broker

Blog milestone and the importance of a good broker

This post marks the 1,200th article on this site with many more topics yet to tackle in our ever changing world of general insurance. One of the topics I have written on, in both my books and this blog, is the importance of a good insurance broker to a business. This was brought home to me this morning when I received an email from our […]

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Conference Reminder: Risk and the Business Insurance in History

Conference Reminder: Risk and the Business Insurance in History

With this year rushing to an end so quickly, I thought that I would remind everyone of the great conference being held next year in Seville, Spain from the 11th to the 14th June, 2019 on the History of Insurance as a Business. The conference has been many years in the making and experts from around the world will be presenting on the topic. The […]

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Product Recalls Australia – 26 September 2018

Product Recalls Australia – 26 September 2018

This week’s product recalls includes the following: NET (Australia) Pty Ltd — NET Homeopathic Remedies Yamaha Motor Australia Pty Ltd — Golf Car Honda Motorcycle and Power Equipment Pty Ltd — Honda CRF1000 Main Stand Kit AT & R Pty Ltd — Candy Cot SQ610 YouFoodz Pty Ltd — YouFoodz Clean Paprika Chicken Meal Quality Gourmet — Chilli Coconut Mayo 240g Mercedes-Benz Australia/Pacific Pty Ltd […]

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Introducing Claims Service Star Ratings

Introducing Claims Service Star Ratings

As I have reported in a few recent blog posts, I have been extremely disheartened at some of the revelations that are coming out of the Royal Commission. Some issues have not been surprising and I am pleased they are being addressed. I think that Mr Peter Kell has hit the nail on the head with several of his statements including: The community expects that […]

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Blog Question: Contribution between insurers

Blog Question: Contribution between insurers

Hello Allan, I have a claim where the Insured has two policies. One insurer [Insurer X] is deducting the gross settlement from other insurer [Insurer Y] from their settlement so the client is in effect worse off by taking out a second policy. Fundamentally, I cannot agree with an insurers approach and feel that despite our insured purchasing additional cover through a second insurer to […]

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Product Recalls Australia – 12 September 2018

Product Recalls Australia – 12 September 2018

This week’s product recalls includes the following: Australia Manolite Pty Ltd— Aviator Sunglasses Australia Manolite Pty Ltd — Bow & Arrows Australia Manolite Pty Ltd — Halloween Make Up White Cream Australia Manolite Pty Ltd — Halloween Face Paint Australia Manolite Pty Ltd — Nail Polish Australia Manolite Pty Ltd — Creepy Skin Face Paint make up Sunshine Sprouts — Alfalfa Sprouts Marine Power International […]

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