Discussing Risk Management with the Victorian Waste Management Association

Discussing Risk Management with the Victorian Waste Management Association

I was invited to speak on the thorny topic of availability of general insurance or lack thereof to the Victorian Waste Management Association. The invitation was made through the Associations long term broker RSM Group. The Association is clearly not sitting still on this and invited a number of speakers from the Fire Services, CSIRO, Environmental Protection Authority among others to assist them in understanding […]

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Staggered that parts of the Trump Tower has no sprinkler system

I read with disbelief that the fire in Trump Tower on Saturday was not extinguished automatically by a sprinkler system. The reason.. it was never fitted. A fire at the 50th level creates all sorts of risk for the occupants and fire fighters.  I understand in this fire that 4-6 Fire Department New York (FDNY) firefighters were hospitalised. I understand Trump Towers commenced construction in 1979, […]

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When will we learn?

I watched in disbelief the television news of a fire in Russia where 64 people were killed. It is reported that some doors were locked or barred. Over the past few years, I have been researching fires in New York (The Green Triangle Shirt Factory, 1911), Chicago (the Iroquois Theater, 1903) and Singapore (Robinson Department Store, 1972) where similar circumstances led to legislation making it […]

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California wild fires

In what is the end of the Northern Hemisphere’s summer it is terrible to see the impact in areas of California, including the Napa Valley, as well as East of Los Angeles Metropolitan area, being affected by bush fires. The full details of the catastrophe are still coming in, but the early reports indicate that over 1000 structures have burned with 1000’s more under threat. […]

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Dubai launches Dolphin water jetpack system for firefighting from the air

Reports from an article published by the ABC show how Dubai is taking firefighting to new heights, quite literally, with their introduction of a water jet pack system called ‘Dolphin’. You can view a video of the Dolphin in action on the ABC website (link above). Alongside the Dolphin is the Martin Jetpack being looked at as an option to reach those tricky areas safely as it […]

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Acts of God in Insurance

It amazes me how many times people have spoken of Act of God being both an insured or excluded peril under an insurance policy. There was even a famous Billy Connolly with this as its theme. My nephew, Jeffery, one of the guys sending me a joke questioned me on it and I thought it was worth setting the record straight. Despite having read thousands […]

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Buying quality pays

  Each week I post the products that have been recalled and it staggers me just how many “good quality” brands require a recall. I strongly believe that any company that imports or manufactures product, needs to consider a quality product recall program.   A friend of mine had a fire in a Westinghouse dishwasher, but fortunately it was one of the few times where […]

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Warning over the Festive Season

As I have been travelling around of late I have caught the morning news. It seems that every morning are the same stories. 2 house fires followed by a car crashing into a house. With candles and Christmas tree lights causing many fires over this month, it is yet another of my reminders to ensure you have paid up both your home and contents insurance. […]

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Blog Question on Landlords seeking the tenant to arrange the building insurance

Over the past week I have had two similar questions on how to name the landlord on a policy of insurance where the tenant is required under the lease to arrange the insurance. Before I answer this particular question, I would like to share my views on the approach by landlords to not just have the tenant pay for the building insurance but arrange it. […]

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5 reasons why landlords should insist their residential tenants have contents insurance

Lately there has been a spate of house fires around Australia where the tenant has been uninsured. Having been doing claims for over 45 years now, I have witnessed countless times the devastating effect that not being insured has on someone. When landlords lease out their commercial premises it is standard practice to at least have the tenant hold public liability insurance. This is a […]

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