Conference Reminder: Risk and the Business Insurance in History

Conference Reminder: Risk and the Business Insurance in History

With this year rushing to an end so quickly, I thought that I would remind everyone of the great conference being held next year in Seville, Spain from the 11th to the 14th June, 2019 on the History of Insurance as a Business. The conference has been many years in the making and experts from around the world will be presenting on the topic. The […]

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Time to recharge

Time to recharge

I am off on extended leave today and I cannot recall a time in my career where I have never felt in need of a break more than today. There has just been so many disappointments of late where I have taken claims into very senior personnel where clearly the decision to deny is, in my opinion not fair, reasonable, nor sustainable and to avoid […]

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Blog Question: Contribution between insurers

Blog Question: Contribution between insurers

Hello Allan, I have a claim where the Insured has two policies. One insurer [Insurer X] is deducting the gross settlement from other insurer [Insurer Y] from their settlement so the client is in effect worse off by taking out a second policy. Fundamentally, I cannot agree with an insurers approach and feel that despite our insured purchasing additional cover through a second insurer to […]

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A very nice helmet to add to the collection

A very nice helmet to add to the collection

Since an early part of my career I have been a collector of insurance and fire brigade memorabilia. When it comes to fire brigade helmets, the collection started when I handled a claim as a claims preparer for the owner of Mitchell’s Adventure in Sydney. At the end of the claim, obviously pleased with my efforts, he insisted I accept a personal gift of a […]

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2 milestones reached today

2 milestones reached today

Today marks the 1,100 article posted to this site. As with all the services that the LMI team and I have developed, it is designed to educate in risk management and insurance, be a sales tool to insurance brokers, and protect the professional indemnity program of advisers. We were recently told that we had done far more to assist brokers in these areas than any […]

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Business Continuity Awareness Week 14 – 18 May

Business Continuity Awareness Week 14 – 18 May

As part of my doctoral research into how small and medium enterprises can, with the assistance of the insurance industry, better manage a crisis, I came to appreciate the benefits of business continuity plans. They not only are of great benefit at the time of a critical event, in that they allow an organisation to manage the crisis better and therefore recover quicker, they also have a […]

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Baby Wipes: not so flushable!

Back on 25 July last year I posted an article about sewers being blocked as a result of baby wipes being flushed down the toilet. I would like to think someone of authority reads my blogs and actions results, in any event I read with interest that the maker of White King “flushable” wet wipes, Pental Limited (“Pental”), has been fined $700,000 for making false and misleading […]

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Business Interruption Issues Series – Part 4 – Time Excesses – Part C

  This is the third post in this series on time excesses and the fourth on common business interruption issues that started on Monday 10th April 2017.   I continue the examination of time excesses using another case study. Case Study 3: The Policy will not Cover Losses within the First 48 Hours The third case involves a wording that states the policy will not cover […]

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46 years on: a lot has changed, some good, some not so good.

46 years ago, today, I started as a claims officer at the General Accident Fire and Life Assurance Corporation in Brisbane straight from high school. In that first year I assisted in handing claims from Cyclone Ada which hit the Whitsundays in 1970 and later in 1971, it was Cyclone Althea that hit Townsville. Fast forward 46 years and we are back handling claims not […]

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Insurance Article in PNG’s ‘The National’ newspaper

A week or so back, my son Steve and I visited PNG as part of LMI Group’s and our personal commitment to assist in the training of insurance personnel in developing countries. Similar visits have been made to Africa, Asia, Eastern Europe and other Pacific Countries. As so often happens I am interviewed by the local press and I thought I would share the article […]

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