Even the Government doesn’t fully understand insurance
“Public liability insurance protects you against claims for property damage and bodily injury such as a product you’ve sold negligently causing a fire.” [Source: business.gov.au]
As anyone in the insurance industry knows, this is not public liability but product liability.
Thank you Kay Jackson from Simplex for sharing this with me and writing to them to inform them that this is in fact not correct. Hopefully they update it quickly!
It is just another example of how complicated insurance can sometimes be for those who are not working with it every day and we must all work together to help the insuring public understand and be adequately covered.