Why insurance will not meet the cost of removing and replacing non-conforming building materials

Why insurance will not meet the cost of removing and replacing non-conforming building materials

The vast majority of insurance policies that insure buildings and or the liability that may arise from owning or occupying one, contain a number of standard exclusions found across the entire market that specifically exclude claims arising from faulty workmanship, faulty materials and or faulty design. These policies include but are not limited to residential home, residential and commercial strata, contract works, industrial special risks […]

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The story of the stolen “P” continues

The story of the stolen “P” continues

Yesterday I posted an article covering the theft of a sign from our office building and the way that I was able to track down one of the 3 men involved in the theft, damage, etc. I have had several requests to keep the story going and hence this follow up. I was interviewed on 3AW and for those interested here is a link to […]

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Product Recalls Australia – 29 May 2019

Product Recalls Australia – 29 May 2019

This week’s product recalls includes: Sandoz Australia Pty Limited — Curam Duo 400/57 Powder for Oral Suspension Audi Australia Pty Ltd — Audi A6 (4GL) & A7 (4G) MY2014-MY2016 Roza’s Gourmet Pty Ltd — Roza’s Gourmet Miso and Edamame Dip 160g Volvo Group Australia — Volvo Trucks – FM11, FE8, FEE7 – MY2018 Volvo Group Australia — Volvo Trucks – FH13, FH16, FM13, FM11, FMX11 […]

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1 Post – 7 Issues

1 Post – 7 Issues

My son read on one of my posts that his car, an Audi, had a recall. It was the second recall on this particular vehicle while his wife’s car, another Audi has had one. Doing the right thing he rang up and sort to have the matter addressed. The car was booked in this morning. Issue 1: motor vehicles are often the subject to recall […]

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Please take the Federal Government’s advice on solar panels

Please take the Federal Government’s advice on solar panels

You will have heard on the news the spat between the Federal and State Governments on the issue of faulty solar panel installations. To me it is the insulation bat scandal all over again with a number of dodgy individuals out to make a quick buck. In my own case I rang the association and sought their advice on who was long term and respectable. […]

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Climate Change – When will we start to believe?

Climate Change – When will we start to believe?

We saw earlier this year bush fires well before the start of the typical season and Queensland is currently suffering from over 100 reported bush fires. California has just come out of their worst ever wild fire season. It was therefore no surprise that Climate Change was one of the two topics addressed by the Insurance Council of Australia at their annual conference in Auckland […]

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Great feedback on policy drafting

Great feedback on policy drafting

We at LMI are commissioned to undertake a great many policy drafting assignments with more and more each year. With our background in claims we strive to draft wordings that are clear, precise and provide the level of protection set by the underwriter. This is extremely important when it comes to marketing the product and even more so at the time of a claim.  Further […]

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Happy 7th Birthday to AllanManning.com!

Happy 7th Birthday to AllanManning.com!

Yesterday we celebrated 7 years of the blog! October 4, 2011 the first three articles were published (including a controversial one about the industry). Some things never change! 🙂 1,184 blog articles later here we are, and i’m only just warming up! Thank you to all readers who share their stories and questions that all help build this.

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2 post scripts to recent blog posts

2 post scripts to recent blog posts

Some good news for a change to show that insurance is not all bad. With the lady that had her car written off by an uninsured driver, and found she had missed her monthly premium and had no insurance herself. See original article here. My son Steve, who knew the father of the Insured and a senior colleague with us at LMI Group, who heard […]

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Preserving History and I put a face to a name

Preserving History and I put a face to a name

In 1982 I joined the loss adjusting firm of MBS Pumfreys in Brisbane. Frederick Pumfrey being one of the first loss adjusters in Brisbane. He had long retired and from memory he had passed away before I stared in insurance in 1971. Despite working for a firm that bore his name I had never seen a photograph of him. It was therefore a pleasant surprise […]

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