The dangers of electronic signatures

The dangers of electronic signatures

One of the topics that feature regularly on this blog is cyber security. It is such an important issue that it could be a daily topic in itself. Before I move on to the key issue around the danger that electronic signatures pose, I will mention a couple of interesting articles I read recently. First while the Ashley Madison cyber breach happened several years ago […]

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Skylights – Choose Velux

Skylights – Choose Velux

In the recent hail storm in Melbourne my own home was in the thick of it and so far we have replaced over 250 slate tiles. I intend replacing two areas that can be seen from the ground, with iron to reduce the risk in the future. One thing that I am pleased about and thought I would share, is that despite having six glass […]

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Are businesses exercising reasonable risk management in controlling the spread of Coronavirus?

Are businesses exercising reasonable risk management in controlling the spread of  Coronavirus?

I travelled to Sydney yesterday and was surprised that there appeared to have be no change to procedures. It is known that the virus is spread by droplets and can sit on hard surfaces such as hand rails, and that washing hands is so important to minimise the spread. The system as we see in cruise ships with hand sanitisation where as you enter the […]

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Coronavirus – what you need to know with the DFAT update

Coronavirus – what you need to know with the DFAT update

The Department of Foreign Affairs and Trade (DFAT) has now raised the level of travel advice for mainland China to ‘level 4 – do not travel’. With this increase it means that many travelers are able to claim under their travel insurance policies* if they are/were going to travel to China and elect to cancel their trip or other options that may be able to […]

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Coronavirus outbreak: travel insurance & business insurance.

Coronavirus outbreak: travel insurance & business insurance.

I have been fielding a lot of questions this week since the outbreak of Coronavirus from brokers and or insureds planning to travel to China over the next few months. I therefore start with Travel Insurance. Travel Insurance Like so many questions in general insurance I cannot provide a detailed answer without reading the individual policy. As a generalisation but I stress, please read the […]

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Can’t afford insurance! – can you really afford not to have any?

Can’t afford insurance! – can you really afford not to have any?

Last week it was reported that a jewelry store in Melbourne’s CBD was robbed of over a million dollars worth of opals. The report went on to say that the owners elected not to insure at last renewal due to the increasing cost of insurance. What ever the premium was, with the benefit of hindsight would be significantly less than the financial loss they now […]

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Rebuilding buildings destroyed in the bush fires

Rebuilding buildings destroyed in the bush fires

In 1666, Sir Christopher Wren was already drawing up plans for the new London while the city was still burning during what we now know as the Great Fire of London. I am not sure we are as fast or long term thinking as those in the 17th Century. One thing that is clear is that it would be fool hardy in the extreme to […]

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Bushfire BBQ Safety Checklist – Elgas

Bushfire BBQ Safety Checklist – Elgas

Elgas has published a helpful Bushfire BBQ Safety Checklist to assist the public if a bushfire is approaching. It outlines the steps you should take to ensure they are as safe as possible and for the best way to prevent any worsening conditions due to the gas. It was reported from the Mallacoota fires that people could hear exploding gas bottles in the fires but […]

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Car thefts at high level

Car thefts at high level

Suncorp have reported a spike in car thefts during the summer months. On top of all the bush fire losses this is not good news for the public with the stress that this causes. It is not just stress for having lost the car itself but whatever was in the car and the cost of insurance moving forward. The research conducted by Suncorp showed that […]

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The risks of travel hit home with the events at White Island, New Zealand

The risks of travel hit home with the events at White Island, New Zealand

My heart naturally goes out to those involved, their families and the emergency service and medical personnel who are dealing with this horrific event where up to 11 Australian’s along with other nationalities may have lost their lives. Australian’s love to travel and per head of population we are up there as the most travelled. While the events in New Zealand are terrible it must […]

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