Where insurance can appear unfair and not in the best interests of the consumer

Where insurance can appear unfair and not in the best interests of the consumer

There are a couple of areas of the law that can appear to be unfair to an insured. A recent case has highlighted one. In Globe Church Incorporated v Allianz Australia Insurance Limited & Anor [2019] NSWCA 27 Globe Church argued that time started to accrue when the ISR insurers breached their obligations under the policy by not indemnifying Globe Church and not from the […]

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Air-conditioner fires on the increase = greater need for smoke detectors in bedrooms

Air-conditioner fires on the increase = greater need for smoke detectors in bedrooms

I was pleased to see that the mainstream media were issuing a warning this morning about the high incidence of air-conditioners. As I reported at the start of the year, the electricity authority in my area advised that they had attended 3 fires caused by air-conditioners on Christmas Day alone. I have been in a room where an old window rattler caught fire but luckily […]

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Product Recalls Australia – 26 February 2019

Product Recalls Australia – 26 February 2019

This week’s product recalls includes: Targus Australia Pty Limited — APA95AU-50, 45W USB-C PD3.0 Laptop Wall Charger Aldi Stores (a Limited Partnership) — Organic Kombucha Raspberry Lemon 330mL and Lemon Lime & Bitters 330mL, 750mL Bio Living — Nature’s Path Envirokidz Gorilla Munch Cereal 284g BIG W — Christmas Wreath Candle Holder (extended recall) Target Australia Pty Ltd — Target Stick Blender TARHB40S 250W Janssen-Cilag […]

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Advice if you think your tenant is operating a drug lab

Advice if you think your tenant is operating a drug lab

Further to my recent articles about the risk of illegal drug labs for landlords and future tenants, I thought this article issued by CHU was very sound advice. https://chu.com.au/news/do-you-suspect-your-tenant-is-running-a-drug-lab/

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Methylamphetamine use drives more illegal Meth labs

Methylamphetamine use drives more illegal Meth labs

Earlier this week, the Australian Criminal Intelligence Commission released the sixth report of the National Wastewater Drug Monitoring Program providing longer-term insights into drug consumption as the program concludes its second year. Using wastewater data between August 2017 to August 2018, it is estimated that more than 9.6 tonnes of methylamphetamine is consumed in Australia each year, as well as more than 4 tonnes of […]

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Composite Cladding – An update

Composite Cladding – An update

Today the Victorian Building Authority was informed that CertMark International (“CMI”), a product certification body under the CodeMark Scheme, has withdrawn nine certificates for cladding systems, including aluminium composite panels (ACP) and expanded polystyrene (EPS). The nine withdrawn certificates are: CM40029 Ozone Panel Building Systems CM40066 Alpolic A2 CM40067 Alpolic FR CM40076 Ultrabond FR CM40079 Vitrabond FR CM40082 Dulux Exsulite TM Kooltherm Façade System CM40093 […]

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Not only high rises clad in combustible cladding

Not only high rises clad in combustible cladding

For quite sometime I have been raising concerns at the use of extruded polystyrene paneling in homes and low rise residential units and flats. As an example here is a post from 2013. I therefore read with interest an article from ABC news stating that there are hundreds of Australian homes covered in combustible cladding. My guess? The true number is in the thousands. The […]

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The danger to an Insured when they ignore known risks

The danger to an Insured when they ignore known risks

While carrying out training earlier this week, I was approached by a concerned underwriter who explained that one of their senior risk surveyors had carried out a risk survey on a high rise building and they identified that the fixing mechanisms to hold the cladding in place were deteriorating and there was a real chance that pieces, or whole sections, of the cladding could fall, […]

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Cladding on Residential Buildings

Cladding on Residential Buildings

Corollary to the recent article I posted on non-confirming cladding, an LMI Staff member informed me that they had friends who hold a unit in a block of units which was clad in combustible material. The unanimous decision of the unit holders was to have the material immediately removed from the building. As yet, they have not yet replaced the cladding, while engineers are consulted, […]

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My wife and I have our kitchen back!

My wife and I have our kitchen back!

As I reported a month or so back our home caught fire on Christmas day. As ours is a period home, the cornice was not readily available so there was a delay in repairs. As soon as the cornice was up the trades all came in and we now have our kitchen or most of it back. The room where the fire started is still […]

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