Why insurance will not meet the cost of removing and replacing non-conforming building materials

Why insurance will not meet the cost of removing and replacing non-conforming building materials

The vast majority of insurance policies that insure buildings and or the liability that may arise from owning or occupying one, contain a number of standard exclusions found across the entire market that specifically exclude claims arising from faulty workmanship, faulty materials and or faulty design. These policies include but are not limited to residential home, residential and commercial strata, contract works, industrial special risks […]

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CCTV as a risk management tool – A case study

CCTV as a risk management tool – A case study

On Monday morning, 15th July, we arrived at work to find that part of our signage had been stolen off the front of our building. It was not only the loss of the sign that frustrated me but as so often happens the cost of repairing the damage, here the wiring to the led lights that back lit the sign would be more than the […]

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An Enquiry into the construction industry is long overdue

An Enquiry into the construction industry is long overdue

The long list of failures to deliver safe buildings continues to grow following the fires in high rise buildings with non conforming building materials, the walkway collapse between the Alluvian building and West Australia Square in Perth and the severe cracking in several buildings in New South Wales. Add to this the ever increasing list of faulty products being imported into Australia including electrical wiring […]

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Product Recalls Australia – 5 June 2019

Product Recalls Australia – 5 June 2019

This week’s product recalls includes: Mahindra Automotive Australia — Mahindra XUV500 MY2018-2019 Suzuki Australia — Suzuki Burgman 200 (UH200/A) Motorcycle MY2017-2019 FCA Australia Pty Ltd — Fiat 500 1.2 8V MY2018-2019 Audi Australia Pty Ltd — Audi A3 Sedan (8V) MY2018 and MY2019 HB Commerce Pty Ltd — 2-in-1 Baby Stroller / Pram Aluminium Red and Black Target Australia Pty Ltd — Baby/Toddler Fleece Letterman […]

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Electric Scooters – Are they too dangerous?

Electric Scooters – Are they too dangerous?

You may have read that a 50 year old man has died in hospital after coming off a lime hire scooter at Brisbane’s Southbank on Wednesday. The man was wearing a helmet, the quality I am not sure of. In any event, he suffered a traumatic head injury and went into cardiac arrest as a result of the injuries. I know that there is a […]

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Product Recalls Australia – 23 April 2019

Product Recalls Australia – 23 April 2019

This week’s product recalls includes: Hyundai Motor Company Aust Pty Ltd — Hyundai i30 (PD) MY2018 Schulz Organic Farms Pty Ltd t/as Timboon Dairy/Timboon Cheesery — Timboon Dairy Farm Brie Cheese Epson Australia Pty Ltd — All Epson Projectors apart from the L, Z, LS and EV Series Spotlight Pty Ltd — Various Poufs Decathlon Australia Pty Ltd — Adult Rings Nabaiji by Decathlon Decathlon […]

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Product Recalls Australia – 17 April 2019

Product Recalls Australia – 17 April 2019

This week’s recalls includes: Sydney Tools Pty Ltd — TORT815016L Torin 1.2 Tonne Trolley Jack BIG W — Little Tikes 4-in-1 Trike Washed Rind Pty Ltd — St Simeon White Mould Cheese, Le Coulommiers, Coulommiers Truffe Cheese and Brie de Nangis BIG W — Girls Frill Sleeve Pyjamas – Emma Wiggles Adairs Retail Group Pty Ltd — Timber Cooper Cot Caprice Australia — Disney Marie […]

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A reminder from the past

A reminder from the past

Recently, I posted a blog article where I was concerned about the fire brigade delaying the extinguishment of a fire while they were fluffing around seeking authority to hire an excavator to knock down the walls of the building which would speed up the process. One of our senior risk surveyors, a retired long standing fire officer, shared the following photographs with me from ANZAC […]

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MFB also charging for fire extinguishment

MFB also charging for fire extinguishment

In January 2019, a fire occurred at a premises in Cambellfield that recycled a number of items and among this lithium batteries. In this case, the Melbourne Fire Brigade rang the landlord seeking a guarantee that they would meet the cost of excavators needed to assist in the extinguishing of the fire. As I understand it, the tenant also received a call, as did the […]

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Have we learned anything in claims from the Royal Commission?

Have we learned anything in claims from the Royal Commission?

The Royal Commission really brought out a few reoccurring themes. One was all about culture, a second about failure to act in good faith and third considering the customer experience. Linked to this are two issues that keeps popping up, and I have written on both before. The first is certainty of contract and the second is treating the insured fairly. Earlier this week I […]

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