More on the composite cladding issue

More on the composite cladding issue

One of the biggest issues facing the construction and insurance industries of late has been the use of composite paneling. Of course linked to this is the number of fires involving extruded polystyrene “XPS” in cool rooms. I am anxious to learn as much as I can about the issues as is Steve Manning and we acknowledge those that are assisting us including AXA UK […]

Read Me

Buyer beware when it comes to XPS

Buyer beware when it comes to XPS

On Saturday when I made my weekly pilgrimage to the big box store hardware store I was horrified to see that they were selling an extruded polystyrene (“XPS”) insulation product that was recommended to be used under home flooring or in the ceiling space. I have not done any tests on the product but based on studies I have read and seen, in the event […]

Read Me

Sad death of stonemason from silicosis highlights a risk for those using labour hire

Sad death of stonemason from silicosis highlights a risk for those using labour hire

It was reported yesterday that Mr White, a stonemason working on the Gold Coast, passed away from silicosis. In a separate report, his brother has also been diagnosed with the same deadly disease. Under Australia WorkCover legislation all workers are covered through their employers workers’ compensation insurance. As such, employers are somewhat protected. There is a serious problem however where the organisation under which the […]

Read Me

Sharing the knowledge – 2018 Vero Commercial Fire Data Base

Sharing the knowledge – 2018 Vero Commercial Fire Data Base

One of the basic philosophies of LMI Group is to share the knowledge we gain from the many claims we are involved in for the benefit of the insurance industry, business and the wider communities. Of course, there are others within the insurance industry that share this approach and we praise them for their efforts. Adam Matteson from Vero shared with me the Commercial Fire […]

Read Me

A good news story on travel Insurance

A good news story on travel Insurance

I have two posts about travel insurance today. This one is a fun one that highlights the importance of reading the policy that I read from the Stuff site. Ms Donelan Andrews, a high school teacher living in Georgia, US. She purchased a travel policy through a travel insurer I have never heard of, called Tin Leg a subsidiary of Squaremouth. Unlike the vast majority […]

Read Me

Product Recalls Australia – 6 March 2019

Product Recalls Australia – 6 March 2019

This week’s product recalls includes: Maserati Australia — Ghibli & Quattroporte (Petrol) MY2014-2015 Automotive Brands Group Pty Ltd t/as Autopro and Autobarn — Extreme Garage Ratchet Jack Stand Range – 2000kg, 3000kg, 4000kg Kmart Australia Ltd — Anko Wooden Shape Sorting House Soul Fresh — LoBros Organic Lemon Lime and Bitters Kombucha 330mL Taurus Legend Pty Ltd — 5 Ton Hydraulic Bottle Jack Target Australia […]

Read Me

Where insurance can appear unfair and not in the best interests of the consumer

Where insurance can appear unfair and not in the best interests of the consumer

There are a couple of areas of the law that can appear to be unfair to an insured. A recent case has highlighted one. In Globe Church Incorporated v Allianz Australia Insurance Limited & Anor [2019] NSWCA 27 Globe Church argued that time started to accrue when the ISR insurers breached their obligations under the policy by not indemnifying Globe Church and not from the […]

Read Me

Air-conditioner fires on the increase = greater need for smoke detectors in bedrooms

Air-conditioner fires on the increase = greater need for smoke detectors in bedrooms

I was pleased to see that the mainstream media were issuing a warning this morning about the high incidence of air-conditioners. As I reported at the start of the year, the electricity authority in my area advised that they had attended 3 fires caused by air-conditioners on Christmas Day alone. I have been in a room where an old window rattler caught fire but luckily […]

Read Me

Product Recalls Australia – 26 February 2019

Product Recalls Australia – 26 February 2019

This week’s product recalls includes: Targus Australia Pty Limited — APA95AU-50, 45W USB-C PD3.0 Laptop Wall Charger Aldi Stores (a Limited Partnership) — Organic Kombucha Raspberry Lemon 330mL and Lemon Lime & Bitters 330mL, 750mL Bio Living — Nature’s Path Envirokidz Gorilla Munch Cereal 284g BIG W — Christmas Wreath Candle Holder (extended recall) Target Australia Pty Ltd — Target Stick Blender TARHB40S 250W Janssen-Cilag […]

Read Me

Advice if you think your tenant is operating a drug lab

Advice if you think your tenant is operating a drug lab

Further to my recent articles about the risk of illegal drug labs for landlords and future tenants, I thought this article issued by CHU was very sound advice. https://chu.com.au/news/do-you-suspect-your-tenant-is-running-a-drug-lab/

Read Me