Electric Scooters – Are they too dangerous?

Electric Scooters – Are they too dangerous?

You may have read that a 50 year old man has died in hospital after coming off a lime hire scooter at Brisbane’s Southbank on Wednesday. The man was wearing a helmet, the quality I am not sure of. In any event, he suffered a traumatic head injury and went into cardiac arrest as a result of the injuries. I know that there is a […]

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Bonded Stores / Warehouses

Bonded Stores / Warehouses

A bonded store, or bonded warehouse, is a building or other security area in which goods that are subject to a duty or levy, such as an import duty, excise tax or the like, can be stored, manipulated, manufactured or assembled without the payment of a duty. Depending on the jurisdiction, it may be managed by the state or by private enterprise. When it comes […]

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More on the composite cladding issue

More on the composite cladding issue

One of the biggest issues facing the construction and insurance industries of late has been the use of composite paneling. Of course linked to this is the number of fires involving extruded polystyrene “XPS” in cool rooms. I am anxious to learn as much as I can about the issues as is Steve Manning and we acknowledge those that are assisting us including AXA UK […]

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Sad death of stonemason from silicosis highlights a risk for those using labour hire

Sad death of stonemason from silicosis highlights a risk for those using labour hire

It was reported yesterday that Mr White, a stonemason working on the Gold Coast, passed away from silicosis. In a separate report, his brother has also been diagnosed with the same deadly disease. Under Australia WorkCover legislation all workers are covered through their employers workers’ compensation insurance. As such, employers are somewhat protected. There is a serious problem however where the organisation under which the […]

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The danger to an Insured when they ignore known risks

The danger to an Insured when they ignore known risks

While carrying out training earlier this week, I was approached by a concerned underwriter who explained that one of their senior risk surveyors had carried out a risk survey on a high rise building and they identified that the fixing mechanisms to hold the cladding in place were deteriorating and there was a real chance that pieces, or whole sections, of the cladding could fall, […]

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When will the waste industry learn

When will the waste industry learn

The reality is, there has been a raft of fires in the waste industry all around Australia. I spoke at the Victorian Waste Management Conference back in July last year, and listed the reported fires and pointed out that their industry had more fires than the restaurant industry with the actual number of waste and recycling centres being the number of restaurants in this country. Unless […]

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Blog Question: Contribution between insurers

Blog Question: Contribution between insurers

Hello Allan, I have a claim where the Insured has two policies. One insurer [Insurer X] is deducting the gross settlement from other insurer [Insurer Y] from their settlement so the client is in effect worse off by taking out a second policy. Fundamentally, I cannot agree with an insurers approach and feel that despite our insured purchasing additional cover through a second insurer to […]

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Blog Question: Can I have your thoughts on the AirBNB guarantee

Blog Question: Can I have your thoughts on the AirBNB guarantee

Good day Allan, Thanks so much for looking into his for me. https://www.airbnb.co.nz/terms/host_guarantee See attached and the link above for more information. I am interested in finding out more about the annual aggregate on the liability ‘policy’ also. Apparently this is $10,000,000 and once this is used up there is no money in the pot for further claims from airBnB hosts.   Thanks, Kate [surname […]

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A blog question on public liability leads to 3 issues around leases.

A blog question on public liability leads to 3 issues around leases.

A broker contacted me following a concerned client of hers who had been joined in an action where someone had fallen over a step in a commercial body corporate complex. The broker was not aware of the client owning a commercial strata in the complex. The Strata insurer was prepared to defend the body corporate but not the individual unit holder. When I was approached […]

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Books glorious books – LMI Library continues to grow

Books glorious books – LMI Library continues to grow

The LMI Library continues to grow through 3 methods. Purchases we make when we see a newly published book on an insurance or risk management topic; Books that I or the team at LMI publish; and The very generous donations by those in the insurance industry who are looking for a good home for their own collection/library. Over the past week we received two wonderful […]

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