Falling Tools a risk that can be greatly reduced

Falling Tools a risk that can be greatly reduced

Yesterday on the news, one of the reports was the tragic death of a 38 year old construction worker who fell from a 7 storey building. With harnesses, safety railings, safety officers and more you have to ask how can this still be happening. What is not reported on as much is tools, bolts and building materials being dropped by workers while working at elevation. […]

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Large gum trees in residential areas pose a threat to life and property

Large gum trees in residential areas pose a threat to life and property

Like most people I am all for protecting the environment and greening our towns and cities but we do need to balance this with the risk to life and property. Today in much of South East Australia strong winds are again forecast. As a child growing up in Brisbane I always thought of August as Kite month. While the weather is great for kites it […]

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Victoria follows Queensland and NSW on PI insurance for Building Consultants

Victoria follows Queensland and NSW on PI insurance for Building Consultants

The Victorian Government has lowered the insurance requirements for building professionals operating in this State. In effect, it means that the requirement on Building Practitioner’s to have NO exclusion in respect of non-conforming building materials has been done away with. What disappoints me is that some insurers were taking, what to me was, a very fair approach and only excluding known non-conforming building materials. With […]

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Electric Scooters – Are they too dangerous?

Electric Scooters – Are they too dangerous?

You may have read that a 50 year old man has died in hospital after coming off a lime hire scooter at Brisbane’s Southbank on Wednesday. The man was wearing a helmet, the quality I am not sure of. In any event, he suffered a traumatic head injury and went into cardiac arrest as a result of the injuries. I know that there is a […]

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Bonded Stores / Warehouses

Bonded Stores / Warehouses

A bonded store, or bonded warehouse, is a building or other security area in which goods that are subject to a duty or levy, such as an import duty, excise tax or the like, can be stored, manipulated, manufactured or assembled without the payment of a duty. Depending on the jurisdiction, it may be managed by the state or by private enterprise. When it comes […]

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More on the composite cladding issue

More on the composite cladding issue

One of the biggest issues facing the construction and insurance industries of late has been the use of composite paneling. Of course linked to this is the number of fires involving extruded polystyrene “XPS” in cool rooms. I am anxious to learn as much as I can about the issues as is Steve Manning and we acknowledge those that are assisting us including AXA UK […]

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Sad death of stonemason from silicosis highlights a risk for those using labour hire

Sad death of stonemason from silicosis highlights a risk for those using labour hire

It was reported yesterday that Mr White, a stonemason working on the Gold Coast, passed away from silicosis. In a separate report, his brother has also been diagnosed with the same deadly disease. Under Australia WorkCover legislation all workers are covered through their employers workers’ compensation insurance. As such, employers are somewhat protected. There is a serious problem however where the organisation under which the […]

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The danger to an Insured when they ignore known risks

The danger to an Insured when they ignore known risks

While carrying out training earlier this week, I was approached by a concerned underwriter who explained that one of their senior risk surveyors had carried out a risk survey on a high rise building and they identified that the fixing mechanisms to hold the cladding in place were deteriorating and there was a real chance that pieces, or whole sections, of the cladding could fall, […]

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When will the waste industry learn

When will the waste industry learn

The reality is, there has been a raft of fires in the waste industry all around Australia. I spoke at the Victorian Waste Management Conference back in July last year, and listed the reported fires and pointed out that their industry had more fires than the restaurant industry with the actual number of waste and recycling centres being the number of restaurants in this country. Unless […]

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Blog Question: Contribution between insurers

Blog Question: Contribution between insurers

Hello Allan, I have a claim where the Insured has two policies. One insurer [Insurer X] is deducting the gross settlement from other insurer [Insurer Y] from their settlement so the client is in effect worse off by taking out a second policy. Fundamentally, I cannot agree with an insurers approach and feel that despite our insured purchasing additional cover through a second insurer to […]

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