Are all the hot works exclusions fair?

Are all the hot works exclusions fair?

I had a call today from a man who was building his dream home, a two storey building that was near completion. He arranged insurance on property under an annual contract works policy as he was a residential builder by profession. As part of the construction, he engaged a specialist welder to carry out some welding works. The exact circumstances are unclear but the welder […]

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MFB also charging for fire extinguishment

MFB also charging for fire extinguishment

In January 2019, a fire occurred at a premises in Cambellfield that recycled a number of items and among this lithium batteries. In this case, the Melbourne Fire Brigade rang the landlord seeking a guarantee that they would meet the cost of excavators needed to assist in the extinguishing of the fire. As I understand it, the tenant also received a call, as did the […]

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The grim list of fires in recyling

The grim list of fires in recyling

A long standing friend and supporter of this blog, Adam Matteson of Vero has compiled a list of the fires that have involved the Recycling Industry in 2018. We at LMI have been commissioned to assist Insured’s on a number of these fires, have conducted many risk management audits and I have addressed the Victorian Waste Management Association – but even with all this first […]

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When will the waste industry learn

When will the waste industry learn

The reality is, there has been a raft of fires in the waste industry all around Australia. I spoke at the Victorian Waste Management Conference back in July last year, and listed the reported fires and pointed out that their industry had more fires than the restaurant industry with the actual number of waste and recycling centres being the number of restaurants in this country. Unless […]

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Giving back – Our bit to help conservation thanks to Roderick Insurance Brokers and their generous client Biovet Australia

Giving back – Our bit to help conservation thanks to Roderick Insurance Brokers and their generous client Biovet Australia

A few weeks back I put out a call for help in sourcing a ultra sound unit for the Berdiri Conservation Foundation based in Sumatra. We had several people write and offer their help with second hand units and while this was very generous their size and dependence on reliable 240 volt supply made it difficult due to the isolated location of the elephant refuge […]

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How could the NSW Government get it so wrong on the removal of the Emergency Services Levy (TAX)?

How could the NSW Government get it so wrong on the removal of the Emergency Services Levy (TAX)?

I read the article in insuranceNEWS in which it was reported that the NSW parliamentary Legal Affairs Committee, which held an inquiry to consider the impact of the abandoned reform, “found the NSW Government’s failed implementation of [the reform] was a poor public policy decision, undertaken without adequate understanding of the complexities of the issue or the impacts of the proposed reforms.” What beggars belief is that […]

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Helping the Elephants

Helping the Elephants

One of the many charities that LMI support is the Berdiri Conservation Foundation in Sumatra. The foundation is working on protecting the unique animals in Sumatra such as the Asian Elephant, Sumatra Rhino, and Sumatra Tigers. The big issue is loss of habitat and they are doing their best to fight against illegal logging. LMI are working to provide a commercial drone with infrared technology […]

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Reduce funding of ASIC when the Royal Commission showed up so many problems and risk from natural disasters continuing to be ignored

Reduce funding of ASIC when the Royal Commission showed up so many problems and risk from natural disasters continuing to be ignored

When I started this blog I did not have any intention of discussing political issues but wanted to focus on general insurance. I am into politics and do not belong to any political party nor do I vote for the same party at each election. I try and make an informed decision based on the promises of each side. With this background, decisions by governments do […]

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Baby Wipes: not so flushable!

Back on 25 July last year I posted an article about sewers being blocked as a result of baby wipes being flushed down the toilet. I would like to think someone of authority reads my blogs and actions results, in any event I read with interest that the maker of White King “flushable” wet wipes, Pental Limited (“Pental”), has been fined $700,000 for making false and misleading […]

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California wild fires

In what is the end of the Northern Hemisphere’s summer it is terrible to see the impact in areas of California, including the Napa Valley, as well as East of Los Angeles Metropolitan area, being affected by bush fires. The full details of the catastrophe are still coming in, but the early reports indicate that over 1000 structures have burned with 1000’s more under threat. […]

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