Many practitioners in general insurance felt that the Globe Church decision which found that the period started with the date of the initial damage, was unfair. In a era of claims where some insurers take a delay, deny, defend approach, it could be years for a claim to be formally denied. For example, I am handling an earthquake claim from the 2021 Melbourne earthquake where […]
Climate Risk and ESG Reporting
Climate change is certainly a hot topic for government at all levels and the general insurance industry. A recent article in LexisNexis caught my eye and with the author’s kind permission I share it with you.
Jobkeeper payments not to be deducted as a saving under Business Interruption claims
Over 2 years ago (22 September 2020) I suggested that the general insurance industry take a common approach to JobKeeper payments in Business Interruption claims. https://www.allanmanning.com/jobkeeper-a-call-for-a-uniform-approach-in-business-interruption-claims/ On the one hand, it is pleasing to see that the High Court has dismissed a request to take the decision of the Full Court of Appeal that JobKeeper payments are not a saving in Payroll nor is it […]
Warning on SME home business
Recently you may have seen the article on the ABC News in respect of a home claim being denied by an insurer due to the fact the insured was running a business from their home. In this case, selling eggs. With rising living costs more and more people are looking for a side hustle, or in other cases, a person starts up a new business […]