I understand that the governments in both some Australian states and the UK have started to question whether planning permission should be given to developments in flood prone areas. The latest to be put on hold is a development that was to take place adjacent to the Hawkesbury River in New South Wales. I have been saying for over a decade now that to allow […]
Federal Court Decision on Utmost Good Faith under s.14a of the Insurance Contracts Act.
The Federal Court of Australia delivered a judgement last week for one of the first cases brought by ASIC under s.14a of the Insurance Contracts Act 1984, (ICA). In recent years, a body of cases have been accumulating in respect of s.13 of the Act, which requires the parties to an insurance policy to act with utmost good faith. For some time, this provision has […]
CCTV definitely worth the investment – a case study
Those that know me, appreciate just how risk averse I am. This is certainly the case when it comes to security. Living in Papua New Guinea for 3 years and working on and off for a further 10 or so may have something to do with my approach. Coupled with this you add nearly 50 years of handling burglary claims and seeing the distress and […]
Australian Government Warning on Microsoft Exchange
The following warning hit my desk today, and as so many rely on Microsoft Exchange, I thought it important I share this with readers in case it affects you. This only effects those with “on premises” Microsoft exchange and not those using Office 365 which is a different platform. The Australian Cyber Security Centre (ACSC) advises organisations using Microsoft Exchange to urgently patch the following […]
Quad bikes – an accident waiting to happen
Sadly, far too often I or one of my team is asked to assist following a horrific incident involving a quad bike. This has prompted me to post warnings on this site and on social media as well as work on a risk management program in conjunction with a major rural insurer. In this case, it involves one where a 6 year old child has […]
Promotions within LMI Legal
One of my many roles within the LMI Group is as a non-practicing Director of LMI Legal, which is a specialty insurance law firm primarily acting for insureds. Over the past 12 months, the team at LMI Legal have litigated many major cases and has achieved excellent results for our clients. Three of the cases feature in the various “year in review” papers circulating at […]