About flood in motor and face masks

About flood in motor and face masks

Yesterday, not for the first time, I suggested that the insurance industry should consider imposing an exclusion on motor vehicle policies where the car has been driven into flood water. This was driven (pun intended) by the report that over two hundred drivers and their vehicles had to be rescued, putting enormous strain on emergency services. As well as a survey that showed that three […]

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How do we fix people driving into flood waters?

How do we fix people driving into flood waters?

Recently I posted an article on how so many people are failing to take basic risk precautions. Today a broker shared with me a photo of a car after the driver had driven into flood waters in Penrith, NSW. See above. The second issue covered in the same post, was hand washing as a basic but important risk management measure against the spread of viruses. […]

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What can you do to prevent garbage fires?

What can you do to prevent garbage fires?

With similar incidents happening in Waverley, Winmalee and East Bendigo recently, I thought it would be positive to refresh some things we should all take into account when disposing waste and recyclables. These are actions that can potentially help prevent huge losses for waste management services providers and, most importantly, save lives. It was reported that garbage truck drivers managed to avoid tragedies by dumping […]

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New Zealand on Coronavirus coverage

New Zealand on Coronavirus coverage

While I have posted several posts on this issue for Australia, I have been asked to comment on the position for insurers and insureds in New Zealand both by readers in New Zealand and underwriters based in Australia who are responsible for New Zealand. First up, Coronavirus (COVID-19) is a notifiable disease in New Zealand with it being regulated as such earlier than Australia. With […]

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Coronavirus now a listed disease under the Biosecurity Act (2015)

Coronavirus now a listed disease under the Biosecurity Act (2015)

First up, the Coronavirus now has an official title. That is COVID-19. I have been keeping a watch on when the disease becomes notifiable, but this has really been a painful exercise. I have now worked out what used to be called “notifiable” diseases are now referred to as “listed” diseases. Just in case you missed it, the Coronavirus (COVID-19) is a listed disease under […]

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Product Recalls Australia – 12th February 2020

Product Recalls Australia – 12th February 2020

Woolworths Group Limited — Woolworths Italian Style Basil Pesto 190g Freestyle Distribution Pty Ltd — KAABO Mantis Dual Motor Electric Scooter and KAABO Mantis Single Gear Motor Electric Scooter PS Importers Pty Ltd — Triumph Motorcycles – Triumph Speed Twin DD2 MY2019-2020 Simplot Australia Pty Ltd — Leggo’s Basil Pesto 190g, Leggo’s Sundried Tomato Pesto 190g and Chicken Tonight Cashew Satay Cooking Sauce 500g Austral […]

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Hotel room safes offer no protection

Hotel room safes offer no protection

There are heaps of videos on YouTube showing just how easy it is to open a locked safe used in most hotels. At best they are designed to keep honest people out. The purpose of this email is just to warn you that one of the worst places in the world for theft out of locked hotel safes is Bali. Please think twice before leaving […]

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What does it take?

What does it take?

Last week I posted my concern that businesses were not taking basic risk management measures seriously. I referenced the airports in Melbourne and Sydney. This weekend I saw that two were taking some precautions. The first was Chadstone Shopping Centre. They had installed a hand sanitiser dispenser at each entry. I was interested to see the public’s reaction: do you know that in fifteen minutes […]

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Update on Coronavirus

Update on Coronavirus

I do apologise for the increased number of posts this week, but there have been quite a lot of serious issues and a huge number of questions being asked to me. As the Coronavirus is top of the list for queries, with a lot of businesses already suffering as I predicted earlier this week, I thought it important to share this update that I received […]

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The Quarantine Act has been replaced by the Biosecurity (Consequential Amendments and Transitional Provisions) Act 2015

The Quarantine Act has been replaced by the Biosecurity (Consequential Amendments and Transitional Provisions) Act 2015

In the insurance industry we have to be across so much, as our industry touches virtually every part of the economy. This week has been quite hectic and I had printed off the Quarantine Act to read in full during the weekend, as it features in several insurance policies invoking an exclusion when a disease is notifiable under this Act. However, this afternoon a broker […]

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