I have been fielding a lot of questions this week since the outbreak of Coronavirus from brokers and or insureds planning to travel to China over the next few months. I therefore start with Travel Insurance. Travel Insurance Like so many questions in general insurance I cannot provide a detailed answer without reading the individual policy. As a generalisation but I stress, please read the […]
The level of uninsured and under insurance is of increasing concern
2020 has certainly had a start many people will not forget in a hurry. While looking after bush fire claims, my own home and every other house in our street was smashed by hail. Both my children live in the same street and so we are all in the same boat. We also had 2 cars damaged; one a write off. What is of increasing […]
Product Recalls Australia – 29th January 2020
This week’s recalls include: Mur Thai Food Co Pty Ltd — Hoshi Otsumami Fish Snack Original 125g and Hoshi Otsumami Fish Snack Herbal 110g Wintulichs Pty Ltd — Metwurst Garlic 300g, 375g, 500g, 700g, Metwurst Plain 700g and Metwurst Pepperoni 375g Woolworths Group Limited — Free From Gluten Dairy Free Chocolate Cheesecake 675g Subaru (Aust) Pty Limited — Subaru Impreza and Subaru XV MY2019 Kato […]
Product Recalls Australia – 22 January 2020
This week’s recalls include: Honda Australia Pty Ltd — Honda Accord MY1998-2000, CR-V MY1998-2000, Legend MY1998-2000 Kawasaki Motors Pty Ltd — Kawasaki Mule Pro FX, Mule Pro FXT and Mule Pro FXT LE MY2015-2020 Costco Wholesale Australia Pty Ltd — Feit Electric 2 Pack Smart Bulbs Big Babies Co — Giraffe-Shaped Wooden Teether Lotus Cars Limited — Lotus Elise 2ZR Supercharged Models MY2012-2020 Mitsubishi Motors […]
With the rains come new risks – landslip
It is expected that much needed rain is going to fall over the areas badly effected by bush fires this summer. Without the grasses, bushes and trees to hold the soil in place there is a much greater threat of landslip and inundation from rainwater. Please keep this in mind if you are travelling or live in a area so effected.
Can’t afford insurance! – can you really afford not to have any?
Last week it was reported that a jewelry store in Melbourne’s CBD was robbed of over a million dollars worth of opals. The report went on to say that the owners elected not to insure at last renewal due to the increasing cost of insurance. What ever the premium was, with the benefit of hindsight would be significantly less than the financial loss they now […]
Rebuilding buildings destroyed in the bush fires
In 1666, Sir Christopher Wren was already drawing up plans for the new London while the city was still burning during what we now know as the Great Fire of London. I am not sure we are as fast or long term thinking as those in the 17th Century. One thing that is clear is that it would be fool hardy in the extreme to […]
Bushfire BBQ Safety Checklist – Elgas
Elgas has published a helpful Bushfire BBQ Safety Checklist to assist the public if a bushfire is approaching. It outlines the steps you should take to ensure they are as safe as possible and for the best way to prevent any worsening conditions due to the gas. It was reported from the Mallacoota fires that people could hear exploding gas bottles in the fires but […]
Car thefts at high level
Suncorp have reported a spike in car thefts during the summer months. On top of all the bush fire losses this is not good news for the public with the stress that this causes. It is not just stress for having lost the car itself but whatever was in the car and the cost of insurance moving forward. The research conducted by Suncorp showed that […]
Why can’t the Australian states learn from each other?
Last year I posted a number of articles despairing at the lack of consistency between the Australian states on so many issues such as bush fire overlays, swimming pool fencing etc. The latest one that astounds me is that while all fire trucks in the Country Fire Authority are fitted with roll over cages, many in New South Wales are not. 3 fire fighters have […]