Blog Question: Territorial Limits under a Combined General Liability (CGL) policy

I received this question overnight. ——————————————- Hi Allan I follow you on LinkedIn and find your articles very informative and whilst I’ve never had to ask you a specific question I’m hoping you may be able to shed some light on the following. I have a client who imports Underground Conveyor Chain Equipment used in Underground Coal Mines from the USA and my concern is […]

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When will we learn?

I watched in disbelief the television news of a fire in Russia where 64 people were killed. It is reported that some doors were locked or barred. Over the past few years, I have been researching fires in New York (The Green Triangle Shirt Factory, 1911), Chicago (the Iroquois Theater, 1903) and Singapore (Robinson Department Store, 1972) where similar circumstances led to legislation making it […]

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Product Recalls Australia – 27 March 2018

This week’s product recalls includes: Elle Collective — ‘Jupiter’ Deluxe Play-Gym Accessory 26 MAR 2018 Park Avenue Foods Pty Ltd — Star Wars Dyno Torch with Milk Chocolate Eggs 51g 26 MAR 2018 Washed Rind Pty Ltd — White Mould Cheeses 26 MAR 2018 Thetford Australia Pty Ltd — Thetford 3-Way Absorption Fridge 25 MAR 2018 MTD Products Australia Pty Ltd — Cub Cadet Pro-Z […]

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Address at the ASIC annual forum by the Hon Kelly O’Dwyer MP

With many of us concerned about the loss of trust in the insurance industry by the public, the increasing number of complaints and some of the practices being adopted I thought I would share the address by the Hon. Kelly O’Dwyer MP in her role as Minister for Revenue and Financial Services at the ASIC Annual Forum on 19 March. I have marked in red the […]

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Are fines imposed on SME’s for data breaches fair?

As from 23rd February 2018 legislation now requires that Australian businesses report data breaches. I have heard that there have already been an average of 10 notifications a week but this figure was on social media and I have not been able to verify the number. I appreciate that we all have a duty to protect the personal data of our customers and employees but I […]

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Product Recalls Australia – 20 March 2018

This week’s product recalls includes the following: Daimler Truck & Bus Australia Pacific Pty Ltd — Mercedes-Benz Unimog Read more American Special Vehicles — RAM 2500 (DJ) & 3500 (D2) Trucks Read more Volkswagen Group Australia Pty Ltd — MY2011 – MY2012 Golf, Passat and CC Read more Home Ice Cream Pty Ltd — Coconutters Mango Vanilla Read more Mercedes-Benz Vans Australia Pty Ltd — […]

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Self driving cars ARE the future.

As has been reported in the news today, Uber has suspended its self driving car testing after a pedestrian was hit and killed in the state of Arizona, United States. I said in a 2016 blog and I still maintain that, there is no doubt there will be accidents and deaths as the technology is developed, but there is already clear evidence that self driving […]

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Product Recalls Australia – 13 March 2018

This week’s product recalls includes the following: SRG Leisure Retail Pty Ltd — Rooftop Tent Auto Hardtop XTM (extended recall) Read more Woolworths Limited — Macro Natural Sunflower Kernels 500g Read more PS Importers — Piaggio Fly 150 3V Read more Lenovo (Australia & New Zealand) — Gen5 X1 Carbon Notebooks Read more Kmart Australia Ltd — 2 Slice Stainless Steel Toaster Read more Healthy […]

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Well done Chubb and Lockton on no longer selling Carry Guard (gun) insurance

I would like to add my support for the decision taken by insurer Chubb Insurance and insurance broker Lockton to no longer support the National Rifle Association (NRA’S) Carry Guard insurance program in the United States which did provide liability coverage for NRA members who use their fire arms in self defence. This will leave a gap in coverage as most of the home policies I […]

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Product Recalls Australia – 6 March 2018

This week’s product recalls includes the following: Innovations Direct Pty Ltd — Treadmill with Shock Absorption Read more DCTCP Pty Ltd t/as Wild and Wolf — Musical Jumbo Wooden Xylophone Read more Impulse Variety Products — Magnetic Hematite Rattlesnake Eggs Read more Peugeot Automobiles Australia — Peugeot P308 (T9) Read more Audi Australia Pty Ltd — Audi Q3 (8U) Read more BIG W — B […]

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