Product Safety Update – 27/01/2017

This week’s product safety recalls include the following: Thuan Phat Supermarket Croydon Park — New Choice Milky Pudding Jelly and taro jelly cups Read more Nissan Motor Co. (Australia) Pty. Ltd — Nissan R52 Pathfinder Read more Honda Australia Pty Ltd — Honda Civic Read more Honda Australia Pty Ltd — Honda Accord Read more Honda Australia Pty Ltd — Honda Legend Read more Honda […]

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Product Recalls – 20/01/2017

This week’s product recalls from Product Safety Australia include: Target Australia Pty Ltd — Target Layered Baking Mason Jars Read more Peanut Company of Australia Limited — Picky Picky Peanuts Mexican Salsa Peanuts Read more Jaguar Land Rover Australia — Land Rover Discovery Sport 2017 MY and Range Rover Evoque 2016 & 2017 MY 2.0L Diesel with automatic transmission

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Business Interruption Ranked Number 1 Global Business Risk 2017

Allianz have released their “Allianz Risk Barometer Top Business Risks 2017” with some to be expected results as well as a few shifts. Business Interruption again has taken the number 1 spot for the 5th year running and my readers know this is an area of insurance that I have written about many times. Through my own research I know that 50% of businesses who suffer […]

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A ‘Claytons’ Insurance Policy

Many of you will remember the old advertisement which stated Claytons is the drink you have when you’re not having a drink. It would appear that some of the motor vehicle hire insurance contracts are the insurance contract you think you have when you don’t have any at all. This sort of thing certainly goes against the ‘Make Insurance Great Again’ Campaign I am working […]

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Product Safety Update – 13/01/2017

This week’s product recalls include: Asahi Premium Beverages Pty Ltd — The Cider Lab Pink Lady Apple, Royal Gala Apple, Packham Pear Ciders Read more Subaru (Aust) Pty Limited — Subaru Liberty GT (MY 2007-2009), Subaru Impreza WRX/STI (MY 2009-2014) and Subaru Forester XT (MY 2009-2012) – extended recall Read more Polaris Sales Australia — 2014 – 2016 Sportsman 570 UTE, 570 X2 & 570 […]

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Carter v Boehm: 250th Anniversary of Utmost Good Faith Photobook

I’ve certainly been pleased with the feedback I have received with the release of my latest book on the subject of Utmost Good Faith. Rather than a traditional text book, I’ve created a coffee table book which contains photographs taken during the conference held in Sumatra, Indonesia to celebrate the 250th Anniversary of Carter v Boehm [1766]. The decision by Lord Mansfield in this case created […]

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Blog Question: Schedule v Certificate of Currency v Certificate of Insurance

I received the following question from someone new to general insurance. Allan Certificate of insurance Certificate of currency Schedule What is the effective difference (if any) between these terms? Regards Oliver [surname and email provided] Hi Oliver, I could write a book on all that is going through my mind in preparing to reply to your question.

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Measures to Reduce Metal Theft

One of the major issues that we confront in claims is the issue of metal theft. The cost of the claim is not in replacing the metal itself, it is often the damage caused by the thieves in their attempt at removing copper wire, copper pipes, brass fittings and the like. We have had many claims here at LMI that have been well over $500,000. […]

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The importance of damp course

One of the common problems that we see in both domestic and commercial situations is when people, perhaps a neighbour, uses an exterior wall of a building as a retaining wall. This can often lead to water problems on the inside of the room on the other side. This often occurs with brick structures as people think that this can hold back the soil. What many people […]

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Product Safety Update – 06/01/2017

This weeks product safety recalls include: Coles Supermarkets Australia Pty Ltd — 200g Coles Beetroot Dip Read more Performax International — General Motors Chevrolet Silverado, GMC Sierra Read more

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