The dangers of gift cards

Recently, LMI have been involved in a number of claims involving theft by trickery and what we have found is that people have skimmed credit cards and then used them to purchase gift cards, which at the end leaves the retailer of those gift cards with the loss when the bank has reversed the transaction and the thief has the equivalent of cash in the […]

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At last, some good news

Last week I reported on a couple of attacks on LMI Group. One physically with the violent robbery and the second, a cyber attack. While we are in the process of enhancing the video footage of our own robbery and have identified the perpetrators vehicle and are now working towards the number plate, we are pleased to report that the footage we had of a […]

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It will never happen to me – again

The first business day after our robbery, which I reported on last week, we dodged a very near bullet with an email scam attack. The circumstances were that I was out of the office travelling to film an episode for our YouTube channel when our financial controller received an email from an email account set with the name ‘Allan Manning’, reportedly me, asking if our […]

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Keeping yourself safe

As I reported yesterday, LMI Group was the subject of a violent robbery on Saturday 9th July 2016. The police asked if we had anyone unusual come to our building in the last week or so before the robbery and our receptionist recalled that someone claiming to be from Google wanted to do a 360 walk through of our office. She and two other staff […]

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Drone Insurance Question

Hi Allan, I have been doing a little investigation re existing Liability (Commercial Business) on use of UAV’s / Drones for any potential vicarious risks my existing client may have to their use by their contractors ( R/Estate firm = images and videos for sales campaigns etc.) Realised early that most of the Liability wordings do not “ know “ about them , therefore facing […]

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It will never happen to me – but it did

LMI Group have been in the Melbourne office since May 2000. During that time, we have slowly improved our security as we’re always worried about holding commercially sensitive information for our clients and housing our services and so, we have ensured that our windows that did not face the main street were all barred, we have a back to base alarm system and 10 cameras. We attempted […]

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Comparisons now available at PolicyComparison

As a service to our valued subscribers, we list below the policy comparisons that have been added to Australia’s premier policy comparison website in the last month. You can now view these comparisons at www.PolicyComparison.com. Allianz Farm Pack – POL065BAFI_0416 APIA Boat Insurance – AP2679_0516 APIA Car Advantage Insurance with Roadside Assist – AP02571_0516A APIA Caravan Insurance – AP02576_0516 APIA Home and Contents Extra Insurance […]

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Does your home policy cover your landscaping?

I was out assisting a bush fire victim today and was surprised to see that with the particular policy they were covered under, despite it being the top of the range policy for this insurer, had no cover at all for ‘Landscaping, trees, shrubs and plants’ of any description. Upon looking on PolicyComparison.com we found that with even some of the most basic policies with other insurers […]

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Insuring a mobile site hut

I had a question asked of me today regarding insuring a mobile site hut for a builder. While many private motor vehicle policies provide a small sub-limit for a trailer while attached to the towing vehicle and liability insurance, there is no such cover for owned trailers under a Commercial Motor insurance policy. In this case, as the unit is on wheels and is used […]

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Will regulation stifle the development of driver-less cars following first fatal accident?

Over the weekend I heard of the sad death of Joshua Brown who was in a car operating in autopilot mode. As I understand it, a semi trailer turned across the path of the Tesla Model S car and the on-board anti-collision computer system did not pick up the light coloured truck against a light sky. Whether Mr Brown saw the truck coming we will never […]

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