Here is today’s question, with my answer following: Good day Allan, Essentially my question is whether Severance Pay is subject to co-insurance. The wording indicates that this “item” is in addition to Clause (a) of Item no. 3, i.e. Payroll, but not that it is a part of that Item. Severance Pay is referred to in the schedule as a Sub-Limit but not within the declared […]
I am pleased to introduce guest blogger Anne (Twist) Warren who has penned this article on who is responsible for property maintenance in a landlord / tenant relationship. Thanks Anne for sharing your extensive knowledge in his area. Anne’s own website True Property Maintenance is www.truepmvic.com.au =================== Every time you enter into any legal, contractual agreement, you are bound by the requirements laid out in the agreement that […]
There is a couple of scam emails going around. One appearing to be from Australia Post, emailing you to advise they have a parcel for you. The email asks you to click on a link to arrange it to be delivered or picked up. I got one of these and immediately thought, “how would Australia Post know my email?”. I checked and it was all […]
At the moment flood risk is a hot topic in the Northern Territory and I am being interviewed again today by ABC Radio at 3:54 pm Australian Eastern Summer Time. I am happy to speak on the subject as parts of Australia are more likely to flood, then I am in with a chance getting the winner in the LMI’s Melbourne Cup sweep!
I was catching up on my reading over the weekend and read with interest the SUA Business Income Protection – Weekly Derogation Notice. The document advises of a change of insurer which causes me no concern whatsoever. The bit that did catch my eye was the changes to when the cover for business interruption ceases after a disruption. It is now a maximum of 8 […]
This weekend was my first weekend in nearly two months where I was at home, so I took the opportunity of doing some preventative maintenance and also change over some down light globes to light emitting diodes (“LEDs”) as part of my strategy to reduce the family’s carbon footprint. As I pulled one of the 14 bulbs out of its holder I found, to my surprise […]
At LMI we regularly receive letters, cards and emails of thanks and appreciation for what we have done for our clients, whether they be insureds, brokers, underwriting agencies, or insurers. The one that I came across by accident this morning caught my attention and I thought I would share it with you. It involves Erik Kroon, LMI’s South Australian Manager for Claims Services. Not only […]