Time to recharge

Time to recharge

I am off on extended leave today and I cannot recall a time in my career where I have never felt in need of a break more than today. There has just been so many disappointments of late where I have taken claims into very senior personnel where clearly the decision to deny is, in my opinion not fair, reasonable, nor sustainable and to avoid […]

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More on Carbon Monoxide detectors

More on Carbon Monoxide detectors

It constantly amazes me how many times I raise an issue and then a day or two later something pops up in the news. In a post on September 20, I wrote that I was arranging to install carbon monoxide detectors in my home and that of my son due to the risk where you have gas fire places, ovens, central heating etc. Today, I […]

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Phones on planes – the danger

Phones on planes – the danger

As most of you who know me know, I am on planes a lot. Yesterday I flew home from Sydney on my last flight before I go on leave on Tuesday. It was interesting for me that 3 people around me lost their phone during the flight and had to call over the cabin crew to help them retrieve them. It was therefore with interest […]

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Blog Question: Concessions Agreement

Blog Question: Concessions Agreement

I received the following question on the Concessions Agreement: Hi Allan, I note the ISR policy still has the “Concessions agreement” clause. Is this still relevant and how does it actually apply in terms of any claim? Regards David [surname and email provided] I replied as follows. The Concessions Agreement was from a different age. It really died, after many decades in the 1990’s. The […]

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Smoke and Carbon Monoxide Detectors save lives

Smoke and Carbon Monoxide Detectors save lives

Last week I reported on the tragic death of 2 young children when it is believed a toy fell onto an electric heater. Subsequently causing a small fire and smoke. Original article here. Several fire and ex-fire officers, including one from LMI’s Risk Management International unit, contacted me to ask me to remind readers of the importance of smoke detectors in bedrooms. While none of […]

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Why I feel let down by Victorian WorkCover

Why I feel let down by Victorian WorkCover

The tragic events surrounding the crane dropping its load and killing a worker and seriously injuring another brings back the frustration I experienced when trying to deal with the builder constructing a high rise apartment block next to our Melbourne office. Having seen the results of tilt slab panels being dropped from cranes around Australia and even just falling over once erected I tried to […]

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ANNOUNCING – Lessons Learned: Chicago

ANNOUNCING – Lessons Learned: Chicago

Today, I consider to be a great day, for it is when I completed the final proof read of my latest book. This one is different as for the first time I co-authored with my daughter, Susan. The book looks at 6 major events over Chicago’s history. These are: The Great Chicago Fire The Haymarket Riots The Iroquois Theatre Fire SS Eastland Tylenol Murders The […]

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Discussing Risk Management with the Victorian Waste Management Association

Discussing Risk Management with the Victorian Waste Management Association

I was invited to speak on the thorny topic of availability of general insurance or lack thereof to the Victorian Waste Management Association. The invitation was made through the Associations long term broker RSM Group. The Association is clearly not sitting still on this and invited a number of speakers from the Fire Services, CSIRO, Environmental Protection Authority among others to assist them in understanding […]

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Beware the hire car scam

Beware the hire car scam

I received the following email from a broker this morning; Hi Allan,        Hope your well and keep the blogs coming. I thought this may be something that you may find interesting.   Please find attached a notice of Intention to sue that was sent to my friend. I think there maybe something wrong with the whole situation. To put you in the picture my friend […]

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Blog Question: Can I have your thoughts on the AirBNB guarantee

Blog Question: Can I have your thoughts on the AirBNB guarantee

Good day Allan, Thanks so much for looking into his for me. https://www.airbnb.co.nz/terms/host_guarantee See attached and the link above for more information. I am interested in finding out more about the annual aggregate on the liability ‘policy’ also. Apparently this is $10,000,000 and once this is used up there is no money in the pot for further claims from airBnB hosts.   Thanks, Kate [surname […]

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