Need a good MC?

A good MC can make or break a conference or event.

Over the past three years I have been very impressed with Nathan Strempel who has been a big help in taking the Territory Insurance Conference to the next level.

At this 3 day event he not only MC’s the conference itself but also the opening ceremony, the YIP’s function and the gala dinner. All of which has been handled most professionally.

So if any one is organising an event where they are after a great MC please consider Nathan.

More details can be found at http://www.closertalent.com.au/nathan-strempel

 

Nathan is a consummate professional who researches each and every job meticulously. His precision, attention to detail and quick thinking ensures the audience across all levels is engaged from start to finish and always keeps things moving smoothly to plan. As the organiser I was able to sit back, relax and enjoy the conference.
In 2015 Nathan delighted the NT Insurance Industry with an amazing Game of Thrones introduction. He returned by popular demand this year and had the crowd in stitches with his version of The Bachelor -‘The Insurer’. We’re already looking forward to what 2017 will bring…

There is no question who our MC will be next year – do yourself a favour and book Nathan Strempel as MC of your function, you will not be sorry!”

Northern Territory Insurance – 2016

 

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Should Australia follow the US with Travel Pre-Approval

I caught my first flight following the upgrade of security after the latest terrorism arrests that took place last week.

I was concerned, as when I was called over for explosive testing the official tested two other people I did not know at the same time. Even though I was the first called, he wiped the swab over me last and tested us all with the one swab.

What would have happened if either had traces on them or their baggage and it was then wiped all over mine? It seemed an extremely unprofessional way of doing things which could at worst have severely delayed my travel and worst damaged my reputation if I was caught up at the same time as a terrorist.

It could be that they are just trying to look like they are doing something, but do it properly or do not do it at all.

The airport check in was, of course, a nightmare and I suggest that the government consider introducing a similar system as the United States government with a pre-approval travel system.

For those who travel frequently for business, within Australia and internationally it continues to get harder. We all appreciate the need for security but if you have say an APEC Travel Card which means you have been checked by not only our government but many within Asia, you have no criminal record and are not on any terrorism watch list then allow them to get on with their business and tax paying ability.

The benefits to government and the security system would be:

  • More revenue for government as there would no doubt be a fee to get the pre-approval. I think the APEC Card costs $700 and at present offers absolutely no value within Australia, going in or out at present. The value is in countries that honour the system.
  • It would reduce the congestion currently seen at the airport making it more pleasant for all travelers.
  • It would allow the security officers to focus on those that have not had the stringent security clearance and therefore likely improve detection.

Naturally, I would still suggest a random check of pre-approved travelers and if they were found to be carrying something not permitted they lose their pre-approval status which in itself would be reason to take care of what they take.

While security is the new norm for all our sakes, if the United States, who you would suspect would be one of the highest if not number 1 on the target list, can develop a workable solution, there have been no successful circumventing of the system that has been such to have it disbanded after many years of successful application.

This was the first of 6 flights I am to take between now and Thursday evening. Meanwhile, I am not looking forward to the rest of the week spent in airports. While I do not wish to be difficult, I certainly will not be allowing the explosive test to be conducted with others again. We will see how that goes down.

Oh, and please check your travel insurance to make sure that it has no exclusions for terrorism that may prevent a claim being made for cancellations or heaven forbid something worse.

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US Patents and Trademark Office grant LMI a Trade Mark

LMI Granted Trade Mark in the US

This year is rushing along and we at LMI are certainly not standing still. On top of launching LMI BASIC in the UK last month we are working to launch a new app later this week, an updated version of three of our major products in Australia, New Zealand and the UK AND launch US versions of  LMI BIcalculator.com and LMI RiskCoach next month.

As the US do things slightly different to the rest of the English speaking world when it comes to insurance, the development of the US versions has meant a great deal of work for the IT and LMI Forensic teams.

Before launching it was important for us to protect our logo and intellectual property and after working on it for nearly a year, I was pleased to receive the Trade Mark certificate today from the US Patents and Trademark Office.

LMI ran with the project after initial advice from lawyers specialising in Intellectual Property (“IP”) protection in the US and Australia. The process did get slowed down when one of the major US insurers, or their lawyers to be technically correct, put up an objection on the very last day of the objection period. We nevertheless worked through their concerns explaining a) we were not competing with them in any shape or form and in fact were assisting them in educating customers and getting the sums insured right which would only be to their advantage and b) our logo looked absolutely nothing like theirs!

At the end of the day, reason won out and the all important trade mark has been granted. After all that we went through, we certainly will be having a little celebration tonight!

We already have the logo and several of our products trademarked in Australia, New Zealand and the United States.

Protecting your intellectual property is something that all businesses need to consider and obtaining the trademark was seen as a key step for us in doing so.

While LMI Legal did a great job for us, their expertise is in insurance and I would recommend Millens in Melbourne who have an expert in IP in their team and who helped us with the unexpected objection and gave us advice that we followed and that worked in getting our certificate.

We continue now with innovation patents where appropriate.

 

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Latest book – The Great Fire of London – 1666 – The Birth of Modern Fire Insurance.

Front and back covers of The Great Fire of London – The Birth of Modern Fire Insurance

Following the wonderful reception that my book first photobook, Carter v Boehm celebrating the 250th anniversary of Utmost Good Faith received, I returned with Steve Manning’s assistance to my first love, that is, research and writing on insurance and have recently published a second book in the coffee table format/series. This time celebrating the 350th anniversary of the Great Fire of London and how this in turn led to the development of modern fire insurance companies, lead by Nicholas Barbon.

For those of you interested in insurance and/or history, you will be intrigued to note that Barbon also invented the concept of town houses. He was truly a remarkable and innovative man, a medical doctor and politician as well as land developer and insurer.

One of the items in our insurance memorabilia/realia collection is a copy of a policy from 1698 signed by Dr Barbon. A photograph of this features naturally in the book.

The image accompanying this post is of the front and back covers of the book.

If you are attending either the upcoming Steadfast or AIMS conferences, call past the LMI Group booth and have a look at the book or the earlier one on the birth of Good Faith in insurance.

To order either book, please visit www.lmigroup.com/publications.

I am already working on the next revisiting Donoghue v Stevenson, the most important case in the 800 years of English Common Law and a non insurance related one on the Normandy Landings in World War II.

No doubt the major conference that I wrote about earlier this week on the history of marine and general insurance will be the source of a future book as well.

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Risk and the Insurance Business in History – The Conference – Save the Date

Knowing how much the people who attended the Carter v Boehm 250th Anniversary conference on Utmost Good Faith enjoyed and learned from that Conference, I am pleased to bring advance notice of a another great event coming mid 2019. This conference will be exploring over four days the history of risk management and the insurance business since its earliest times. This will be a conference of the very highest quality when it comes to learning and technical training.

At a time when many of us are genuinely concerned about the direction of the insurance industry, the lack of trust in us etc, this conference could not come quick enough as we look at our heritage and look to see where we can improve for the future.

The Dates: 11 – 14 June 2019 (Not next year, the year after)

The Venue:  The wonderful campus of UNIA (Universidad Internacional de Andalucía), Seville, situated on the Isla de la Cartuja, in the grounds of a former Carthusian Monastery and Charles Pickman’s ceramics factory, a highly unusual fusion of medieval religious and modern industrial capital. (It is worth attending just for the venue).

The Hosts: Prof. Robin Pearson of Hull University (One of the Key Note speakers at Carter v Boehm Conference) and Prof. Jeroia Pons, University of Seville.

My involvement: I have been asked to be one of an 8 person scientific committee to assist in the conference and in particular seeking session proposals, and promote the event. I am honoured to be involved in such an important event.

So please block your diary, start saving or put it into your budget, you have plenty of time remembering that the cost of attending including fares etc is a legitimate tax deduction.

If you would like to be kept informed of the event as it gets closer and or would be interested in presenting a paper,  please let me know at allan.manning@lmigroup.com otherwise I will post more articles on it as it gets closer.

 

 

 

 

 

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The importance of damp course

Omd2ne of the common problems that we see in both domestic and commercial situations is when people, perhaps a neighbour, uses an exterior wall of a building as a retaining wall. This can often lead to water problems on the inside of the room on the other side.

This often occurs with brick structures as people think that this can hold back the soil.

What many people don’t actually realise is that bricks themselves are porous. During heavy rain or being buried they can absorb water and it can weep through to the other side. View full post…

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New look to celebrate 5 years of blogging

thanksThis month sees the 5th anniversary of this blog with now over 850 articles published.

I would like to thank all the readers and particularly those that share the articles and/or pose questions and comments. It remains a privilege to share my thoughts, research and knowledge with such a wide and diverse audience.

Two things stand out.

  1. First is just how much I have learned myself by researching answers to questions put to me.
  2. Secondly just how wide the readership is now with people from at over 60 countries reading regularly. Only yesterday I was asked to allow many of the posts to be translated into Slovakian to assist the local industry educate the public on insurance. I naturally agreed immediately.

YouTubeThe blog has also encouraged my son to start becoming a vlogger or video blogger through his series on YouTube called Insurance Bites. He publishes a new video with the help of LMI Media’s Andrew Pitts each Wednesday. If you have not visited the site I encourage you to do so.

I do get a great number of requests for a guest post and while I do permit and encourage this, I do vet the content carefully to ensure it is not a product flog and that the topic is of relevance to the majority of readers in the countries where the bulk of the readership is.

The old site was looking a bit dated so the site www.allanmanning.com has had a refresh.

A very warm thank you to Ashleigh White, Executive Assistant for your work on this.

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My concern on the risk to Australian businesses on the import of asbestos products grows

asbestos-australian-border-control-managing-the-risk-of-asbestos-at-the-borderFollowing my post last week, I had several people write to me and I conducted my own additional research. Thanks to Brokers Ron and Gary and Gary’s client for their contribution.

It appears that the governments in both India and China do not recognise chrysotile (white asbestos) as being harmful, so in those countries only products containing amosite (brown asbestos) or crocidolite (blue asbestos) are classified as asbestos bearing materials.

It seems that among the many chrysotile containing materials being imported from those countries automobiles pose one of the greatest problems with their asbestos brake shoes and gaskets.

In the past, motor mechanics formed a large proportion of employees contracting asbestos related diseases as a result of “blowing out” with compressed air brake drums & discs. Equally distressing was the fact that many wives of mechanics also contracted, and in some cases died, from asbestos related diseases simply by washing their husband’s contaminated overalls/clothing.

The concept that I put forward in my earlier blog that 5% asbestos content was considered as “asbestos free” dates back a lot further than I first appreciated and I know believe it goes back to the mid to late 1970’s when I understand that Japanese Industrial Standards (JIS) allowed this.

Many companies including some government departments were said to have been caught with parts they could not use due to this problem.

The penalties for a company and/or an individual that imports products containing asbestos are quite severe. If you add this to the fact the importer will not have cover for any claims for injury caused by asbestos creates an enormous risk for the directors of any company that is involved in the importation of such products.

I end with a link to a brochure from the Australian Border Force on the issue. Please share it with any of your clients that could be involved in the importation of any product that may contain asbestos. This includes building materials, crayons, and mechanical / automobile parts.  asbestos-australian-border-control-managing-the-risk-of-asbestos-at-the-border

 

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Nominate Now for the Northern Territory Insurance Awards

NTIC

Nominate Now for the NT Insurance Awards!

Don’t miss the chance to be recognised for excellence in the Territory’s insurance industry!

The Northern Territory Insurance Awards are now open and are accepting self nominations for the following categories:

Winners will be announced at the 2016 Territory Insurance Awards Gala Dinner at the Darwin Convention Centre, October 28.

Each winner receives $1,500, a trophy and will feature in the NT News …. but you’ve got to be in it to win it!

To nominate, head to the awards website. Awards close September 20.

Click here for further info on the Northern Territory Insurance Conference, Customer Connection – Challenge or Opportunity.

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Time to clean up the panel beating industry

Car Crash 3While there are many very reputable firms in motor trade there is a criminal element operating in Victoria in particular.

One of the many scams is staged accidents, often involving an innocent woman who is driving alone. The third party then offers to have the car fixed by a friend who turns out to be a crooked panel beater who charges way over the top, the third party disappears and the innocent motorist is left with a huge bill.

In one case, the innocent people were beaten when they said they were going to the police.

Other cases involve a lawyer who writes with supporting documentation from the same dodgy panel beater again claiming way over the true value.

The whole thing is well known in the panel beating industry. One of my team had someone run up the back of his Ford tray utility vehicle in their BMW. There appeared to be no damage but to be sure, took it to a panel beater and asked that he put it up on the hoist to see if there was any damage. The panel beater came back and said that there was none but if he wanted to have some he should take his car to “X” panels.

If you are or know anyone involved in an accident, my recommendation is that you do not take your car anywhere other than an authorised panel beater of your insurer, or if there is an insurer for a responsible third party to their authorised repairer.

Do not just rely on the third party sending you to a “mate”.

The whole situation is taking the sheen off the panel beating industry and tarnishing the reputation of the many good folk that own and work in it. It certainly needs to be addressed by the insurance industry and the police as soon as possible.

The panel beater that I personally trust and find does exceptionally good work is Mr Gloss at Moorabbin who is an authorised repairer for many insurers.

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