Fined for using a mobile phone while in charge of a motorised lawn mower

Fined for using a mobile phone while in charge of a motorised lawn mower

As regular readers will know I am a very strong advocate against the use of mobile phones, particularly texting while driving. I support the introduction of exclusions in motor vehicle policies as a deterrent against this extremely dangerous practice. I therefore read with interest that police in the UK pulled over a council employee who was, I gather, driving the motorised industrial ride on lawn […]

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Product Recalls Australia – 26 September 2017

This week’s product recalls includes the following: Knog Pty Ltd — Knog Frog Strobe Bicycle Light Read more Mazda Australia Pty Ltd — Mazda BT-50 Read more Cyclingdeal — Road Mountain Bike Bicycle Cycling Adult Helmet Read more Lenoxx Electronics Aust Pty Ltd — Electric Blanket Read more

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Warning on Asbestos Imports

Since the beginning of 2004, Australia has had a complete ban on the importation, manufacture and use of asbestos and products containing asbestos. As with some of the electrical wiring and insulated foam panels that are being imported from China, it has now been found that building materials, auto parts, crayons and other products imported into Australia from China, contain asbestos. It is my understanding […]

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Will regulation stifle the development of driver-less cars following first fatal accident?

Over the weekend I heard of the sad death of Joshua Brown who was in a car operating in autopilot mode. As I understand it, a semi trailer turned across the path of the Tesla Model S car and the on-board anti-collision computer system did not pick up the light coloured truck against a light sky. Whether Mr Brown saw the truck coming we will never […]

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Beware two new exclusions in some motor vehicle insurance policies

On reviewing the latest versions of some direct private motor policies the LMI PolicyComparison team brought to my attention that a couple of new exclusions have been introduced. The previous versions of the wording did not have an exclusion for reckless acts at all, but this has changed. What is most significant is the new version of the policy specifically states that the insurer will […]

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Remember the risk of Asbestos when Renovating Old Buildings

It was great news when close friends bought an old home literally just around the corner from my wife and I. It is a beautiful old Californian bungalow, which has had an old verandah built in to create a sleep out and a sun room. As so often happens, the home owners at the time lined the two new rooms with asbestos cement sheeting. Looking around […]

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No it is not an April Fool’s Joke

As most of you would know, I deliver a large number of training sessions at Professional Development Days, Industry Conferences and Seminars (average 120 per year).  While at a break during a full day session in Canberra, I took these photos of a temporary repair of a water damaged ceiling. The staff at the venue explained that they had had some water enter the building due […]

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Lessons Learned from Lost Malaysian Flight

After handling claims for just on forty-three years, I know there are always lessons to be learned or basic risk management measures that need to be revisited after every matter, just in case “it” happens. There will no doubt be a number of lessons learned (or should that be “earned”?) that will come out of the tragic disappearance of Malaysian Airlines Flight MH370. One of […]

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The need for “contract certainty” # 1 Statutory Fines and Penalties Cover

The need for any contract to provide certainty is, on the face of it, important. This allows each party to the contract to know exactly what their rights and responsibilities are. As a contract of insurance is, to my mind, the most important contract a business owner enters into in their business life, coupled with the fact that insurance is a product that does not […]

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A milestone in vehicle safety shared at no cost

A common feature of passenger safety in motor vehicles came about with the introduction of the three point seat belt. The first car model to have the three point seat belt as a standard item was the Volvo 122 way back in 1959. The familiar three point belt was developed by Nils Bohlin while working at Volvo. In an act of great social responsibility, Volvo made […]

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