Reduce funding of ASIC when the Royal Commission showed up so many problems and risk from natural disasters continuing to be ignored

Reduce funding of ASIC when the Royal Commission showed up so many problems and risk from natural disasters continuing to be ignored

When I started this blog I did not have any intention of discussing political issues but wanted to focus on general insurance. I am into politics and do not belong to any political party nor do I vote for the same party at each election. I try and make an informed decision based on the promises of each side. With this background, decisions by governments do […]

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Baby Wipes: not so flushable!

Back on 25 July last year I posted an article about sewers being blocked as a result of baby wipes being flushed down the toilet. I would like to think someone of authority reads my blogs and actions results, in any event I read with interest that the maker of White King “flushable” wet wipes, Pental Limited (“Pental”), has been fined $700,000 for making false and misleading […]

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California wild fires

In what is the end of the Northern Hemisphere’s summer it is terrible to see the impact in areas of California, including the Napa Valley, as well as East of Los Angeles Metropolitan area, being affected by bush fires. The full details of the catastrophe are still coming in, but the early reports indicate that over 1000 structures have burned with 1000’s more under threat. […]

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Blocked sewage pipes – the curse of the baby wipes

LMI Claims have seen a number of water damage claims arise due to blocked pipes. While tree roots used to be the most common cause, the cause now is often baby wipes. Most are not biodegradable and therefore not suitable for flushing down the toilet. We have even seen the ones that claim to be flush-able causing problems. With an overflow from sewage it is […]

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Actions of the sea – Cyclone Debbie continues her path of destruction

I have posted recently about the issue of actions of the sea, high water, flood and erosions, and with Ex-cyclone Debbie now finishing her path, leaving a trail of destruction in her wake we readdress this issue. We look at the damage that has occurred and again we face a similar issue to that in Australia, in New Zealand now, where a home has their […]

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Acts of God in Insurance

It amazes me how many times people have spoken of Act of God being both an insured or excluded peril under an insurance policy. There was even a famous Billy Connolly with this as its theme. My nephew, Jeffery, one of the guys sending me a joke questioned me on it and I thought it was worth setting the record straight. Despite having read thousands […]

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Drones attacked by birds

Gary Everdell an old friend from my days at General Accident and now with Aon wrote knowing my interest in drone technology to warn me that some drones are being attacked by birds. Here is a link to the ABC article: http://www.abc.net.au/news/2016-11-17/wedge-tailed-eagles-bring-down-drones-in-goldfields/8033056 Simon Hooper from QBE Aviation, who is one of the pioneers of insurance for drones (more correctly unmanned flying vehicles [UAVs]), and the insurer we […]

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Ebay joins the warning on imported products

I have posted a couple of articles of late advising of the fines and lack of insurance cover for imported products that contain asbestos. A Gold Coast broker has written in response as follows: Further to this I thought it interesting that as of a week ago certain purchases on eBay – namely from china – come up with a warning that I am responsible […]

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Blog reader question – Alarm systems

I received a question from a reader and would like to bring it to all your attention also: Good Morning Allan, hope you are well. I had a query and seek your help in this matter – with more & more recent roll out of NBN in Commercial & Industrial areas, we have had a couple of clients complain that switching over to NBN from […]

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Change in Drone Laws in Australia

The Civil Aviation Safety Authority (CASA) have announced Amendments to Part 101 to commence on 29 September 2016. CASA will be reducing the entry requirements for people wanting to fly a very small (under 2kg) remotely piloted aircraft (RPA) commercially. The change entails that operators of very small (under 2kg) drones will not require an operator’s certificate. The operators certificate from September 29 will be called an […]

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