Guest Post – What does home insurance cover?

Guest Post – What does home insurance cover?

I often get requests from people and organisations seeking to make a guest post on my site. Unless it is meaningful and is not a straight product flog I will certainly share and embrace their articles. (You would be staggered how many requests I get from gambling sites). This guest post is from Alex at Lendi.com.au. What does home insurance cover?   The Wye River […]

Read Me

Learning from the past to protect against today’s hazards

During the very hot summer of 2008-2009, that included the Black Saturday bush fires, our Melbourne office was left without power due to both the fires and the inadequacy of an electrical sub-station across the road. As it is imperative for us to provide our claims services during periods of natural catastrophe, so we are able to assist people in need we installed a backup […]

Read Me

California wild fires

In what is the end of the Northern Hemisphere’s summer it is terrible to see the impact in areas of California, including the Napa Valley, as well as East of Los Angeles Metropolitan area, being affected by bush fires. The full details of the catastrophe are still coming in, but the early reports indicate that over 1000 structures have burned with 1000’s more under threat. […]

Read Me

Does the colour of the Metropolitan Fire Brigade Helmets signal more take overs?

I noticed that the spokesperson for the Melbourne Metropolitan Fire Brigade (“MFB”) was wearing a blue helmet and the thought crossed my mind that the organisation has more on their mind than just taking over sections of the Country Fire Brigade (“CFA”). Perhaps, the long term aim is for it to become the Metropolitan Fire Brigade and Police Force! I am just joking of course, […]

Read Me

Dubai launches Dolphin water jetpack system for firefighting from the air

Reports from an article published by the ABC show how Dubai is taking firefighting to new heights, quite literally, with their introduction of a water jet pack system called ‘Dolphin’. You can view a video of the Dolphin in action on the ABC website (link above). Alongside the Dolphin is the Martin Jetpack being looked at as an option to reach those tricky areas safely as it […]

Read Me

Acts of God in Insurance

It amazes me how many times people have spoken of Act of God being both an insured or excluded peril under an insurance policy. There was even a famous Billy Connolly with this as its theme. My nephew, Jeffery, one of the guys sending me a joke questioned me on it and I thought it was worth setting the record straight. Despite having read thousands […]

Read Me

Crime does not pay

On the back of my post yesterday, I do not want anyone to think that I am in any way in favour of insurance fraud. I have in fact spent my entire working life fighting insurance fraud. It was therefore with great interest that I read the article [link removed] from the Boxing Day edition (26 December 2016) of The Age following the case against […]

Read Me

Changes to the rules around smoke detectors in Queensland homes

I share an update provided via Hayley Enders of Belle Property Carina. Thank you Hayley. “Queensland homes will be required to be fitted with photoelectric, interconnected smoke alarms in all bedrooms, as well as hallways as part of legislation passed in parliament this week. All houses being built or significantly renovated will need to comply with the smoke alarm legislation upon completion after January 1, 2017. “All […]

Read Me

Government Price Comparison – My thoughts

I write as someone who has been handling insurance claims for over 45 years and from that perspective I think the whole idea is flawed. For most of us in the Australian economy, our home is our most important asset, after that comes our motor vehicles. We invest 10’s of thousands of dollars into these assets, often with a home loan or other forms of […]

Read Me

Does your home policy cover your landscaping?

I was out assisting a bush fire victim today and was surprised to see that with the particular policy they were covered under, despite it being the top of the range policy for this insurer, had no cover at all for ‘Landscaping, trees, shrubs and plants’ of any description. Upon looking on PolicyComparison.com we found that with even some of the most basic policies with other insurers […]

Read Me