Product Safety Update – 27/01/2017

This week’s product safety recalls include the following:

Thuan Phat Supermarket Croydon Park — New Choice Milky Pudding Jelly and taro jelly cups

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Nissan Motor Co. (Australia) Pty. Ltd — Nissan R52 Pathfinder

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Honda Australia Pty Ltd — Honda Civic

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Honda Australia Pty Ltd — Honda Accord

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Honda Australia Pty Ltd — Honda Legend

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Honda Australia Pty Ltd — Honda Accord Euro, Honda City, Honda Jazz and Honda Insight

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Cherub Baby — Cherub Baby Car Bottle Warmer

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Automobiles Citroen — Citroen – C4 and DS4

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Conair Australia Pty Ltd — Cuisinart Food Processors

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For more information visit 


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Product Recalls – 20/01/2017

This week’s product recalls from Product Safety Australia include:

Target Australia Pty Ltd — Target Layered Baking Mason Jars

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Peanut Company of Australia Limited — Picky Picky Peanuts Mexican Salsa Peanuts

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Jaguar Land Rover Australia — Land Rover Discovery Sport 2017 MY and Range Rover Evoque 2016 & 2017 MY 2.0L Diesel with automatic transmission

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Business Interruption Ranked Number 1 Global Business Risk 2017

Allianz have released their “Allianz Risk Barometer Top Business Risks 2017” with some to be expected results as well as a few shifts.

Business Interruption again has taken the number 1 spot for the 5th year running and my readers know this is an area of insurance that I have written about many times.

Through my own research I know that 50% of businesses who suffer a loss fail within the first year and business interruption is the cover that can prevent this statistic from going higher. This is why I have written 2 books on the topic.

Business Interruption Insurance & Claims – A Practical Guide to Business Interruption Insurance for Business Managers, Insurance Brokers & Agents 

as well as my free e-Book co-written with my son, Steven Manning: Mannings Guide to Interruption Insurance  which you can download at the link.

Well done Allianz for a very useful report.


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A ‘Claytons’ Insurance Policy

Claytons Drink – advertisement

Many of you will remember the old advertisement which stated Claytons is the drink you have when you’re not having a drink.

It would appear that some of the motor vehicle hire insurance contracts are the insurance contract you think you have when you don’t have any at all.

This sort of thing certainly goes against the ‘Make Insurance Great Again’ Campaign I am working on

This statement is based on the following blog question: View full post…

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Product Safety Update – 13/01/2017

This week’s product recalls include:

Asahi Premium Beverages Pty Ltd — The Cider Lab Pink Lady Apple, Royal Gala Apple, Packham Pear Ciders

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Subaru (Aust) Pty Limited — Subaru Liberty GT (MY 2007-2009), Subaru Impreza WRX/STI (MY 2009-2014) and Subaru Forester XT (MY 2009-2012) – extended recall

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Polaris Sales Australia — 2014 – 2016 Sportsman 570 UTE, 570 X2 & 570 Touring and Selected 2017 Sportsman 570 6×6 ATVs

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Carter v Boehm: 250th Anniversary of Utmost Good Faith Photobook

I’ve certainly been pleased with the feedback I have received with the release of my latest book on the subject of Utmost Good Faith.

Rather than a traditional text book, I’ve created a coffee table book which contains photographs taken during the conference held in Sumatra, Indonesia to celebrate the 250th Anniversary of Carter v Boehm [1766]. The decision by Lord Mansfield in this case created the important principle of good faith in general insurance.

Many people have sought a copy of the book to sit in the foyer of their office or staff recreation area.

Copies are now available for sale at $77 plus postage and handling. If you are interested in purchasing a copy please visit LMI Publications.

I’d like to thank for their contribution to the book, Andrew Pitts, Ashleigh White, Steven Manning and all those that helped bring the book to life, in particular Greg Pynt who wrote the Foreword and co-hosted the conference in Sumatra.



Me, Allan Manning, out the front of Fort Marlborough where the loss that led to Carter v Boehm [1766] occurred.

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Blog Question: Schedule v Certificate of Currency v Certificate of Insurance

English writer and dramatist William Shakespeare quote. What's iI received the following question from someone new to general insurance.


  • Certificate of insurance
  • Certificate of currency
  • Schedule

What is the effective difference (if any) between these terms?


Oliver [surname and email provided]

Hi Oliver,

I could write a book on all that is going through my mind in preparing to reply to your question.

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Measures to Reduce Metal Theft

Scrap copper metal.

Scrap copper metal.

One of the major issues that we confront in claims is the issue of metal theft.

The cost of the claim is not in replacing the metal itself, it is often the damage caused by the thieves in their attempt at removing copper wire, copper pipes, brass fittings and the like. We have had many claims here at LMI that have been well over $500,000.
While thieves often target empty premises, they also are stealing copper from railway lines and operating factories and where they are dealing with electrical cabling they are putting their lives at risk. View full post…

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The importance of damp course

Omd2ne of the common problems that we see in both domestic and commercial situations is when people, perhaps a neighbour, uses an exterior wall of a building as a retaining wall. This can often lead to water problems on the inside of the room on the other side.

This often occurs with brick structures as people think that this can hold back the soil.

What many people don’t actually realise is that bricks themselves are porous. During heavy rain or being buried they can absorb water and it can weep through to the other side. View full post…

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Product Safety Update – 06/01/2017

This weeks product safety recalls include:

Coles Supermarkets Australia Pty Ltd — 200g Coles Beetroot Dip

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Performax International — General Motors Chevrolet Silverado, GMC Sierra

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